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Spain · DNV

Spain Digital nomad visa

Verified data Last verified June 10, 2026
Minimum income
€2,442 / month
200% of the monthly SMI (Spanish minimum wage) for the main applicant, per art. 62.3.f Ley 14/2013 as implemented by the joint Instruction (Instrucción conjunta, section Tercera: 'cantidad que represente mensualmente el 200% del SMI') applied by UGE and consulates. SMI 2026 = EUR 1,221/month in 14 payments (RD 126/2026, BOE, retroactive to 1 Jan 2026), so 200% = EUR 2,442/month. Amounts are gross before any withholdings.
Initial duration
3 years
Renewable
Tax treatment
Special tax regime
Régimen especial para trabajadores desplazados a territorio español (art. 93 LIRPF, 'Beckham regime') – optional
Health insurance
Required (explicit)
Path to permanent residence
Yes
Family can join
Application fee
≈ €73.26

All requirements in detail

Official name
Visado y autorización de residencia para teletrabajo de carácter internacional (Ley 14/2013, arts. 74 bis–74 quinquies, introduced by Ley 28/2022)
Visa type
Digital nomad visa
Status
Active
Income basis
Mixed (salary, freelance or savings)
Legal basis
200% of the monthly SMI (Spanish minimum wage) for the main applicant, per art. 62.3.f Ley 14/2013 as implemented by the joint Instruction (Instrucción conjunta, section Tercera: 'cantidad que represente mensualmente el 200% del SMI') applied by UGE and consulates. SMI 2026 = EUR 1,221/month in 14 payments (RD 126/2026, BOE, retroactive to 1 Jan 2026), so 200% = EUR 2,442/month. Amounts are gross before any withholdings.
Family surcharges
Family unit of two (holder + 1 family member): additional 75% of SMI (EUR 915.75/month at SMI 2026); each further member: additional 25% of SMI (EUR 305.25/month).
Working for local clients
Limited
Path to citizenship
Yes
Where to apply
Embassy / consulate, In country, Online
Processing time
2–4 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Health insurance is required under art. 62.3.e Ley 14/2013 ('seguro público o privado de enfermedad'), as implemented by section Quinta of the joint Instruction: a public or private sickness insurance policy contracted with an insurer authorized to operate in Spain, which must remain active for the entire validity period of the authorization. Travel insurance is expressly not valid. Per the UGE requirements PDF and FAQ, if you are covered by an international social-security coordination instrument that includes healthcare, a certificate of entitlement from your home institution suffices; otherwise you need public insurance (via Spanish Social Security registration) or a private sickness policy with coverage equivalent to the National Health System (SNS). These documents are not needed when the teleworker will register with Spanish Social Security after approval, which is mandatory for most applicants. Explicitly not accepted: travel insurance, reimbursement-only policies, and policies with copays or waiting periods. For the consular route, the Washington consulate requires the insurer to be registered with Spain's Dirección General de Seguros y Fondos de Pensiones (DGSFP) and the policy to cover all risks insured by Spain's public health system for the entire duration of the authorization, with no deficiency, copayment or coverage limit. There is no monetary minimum coverage figure: the standard is SNS-equivalent coverage with no coverage limit, which is why no euro minimum is shown here. In the accepted types listed above, 'international health' means a full private health policy from a Spain-authorized (DGSFP-registered) insurer, and 'public enrollment' means Spanish Social Security affiliation or an S1/coordination certificate.

Tax notes: The default treatment is standard progressive IRPF once Spanish tax residency is triggered — more than 183 days in Spain in the calendar year, per the Agencia Tributaria's residence criteria; having your centre of economic interests in Spain is an alternative trigger. The Agencia Tributaria's non-resident manual confirms that since 1 January 2023 the optional impatriate regime under art. 93 LIRPF (the 'Beckham regime') explicitly covers people who move to Spain to telework remotely using exclusively computer/telematic means, expressly mentioning holders of the international telework (digital nomad) visa. Opting in is done via Modelo 149, with a deadline of 6 months from the activity start date stated in the Spanish Social Security registration (or in the document keeping home-country social security legislation applicable), per the AEAT IRPF manual. Under the regime, employment income is taxed at a flat 24% up to EUR 600,000 (47% above) for the year of relocation plus the five following tax years; it requires non-residence in Spain during the previous 5 tax years. One important caveat, which rests on interpretation of the rules: the teleworker pathway into the regime is built around employment (cuenta ajena) income, so DNV holders working under a 'professional relationship' (self-employed/contractor) generally do not qualify via the teleworker clause and would default to standard IRPF unless they fit another art. 93 category. Tax outcomes are highly fact-dependent; seek individual advice.

Insurance requirement

Insurance that meets the Spain DNV requirements

Required (explicit), for: full visa period. These plans match the published requirement:

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Full international private health insurance from an EU (Luxembourg) insurer with unlimited overall coverage and no annual cap on all plans plus a zero-deductible option and 12-month renewable contracts, matching the 'SNS-equivalent, no coverage limit' standard; however, DGSFP authorization in Spain and absence of waiting periods are not confirmed in the researched facts, and benefit sub-limits (psychiatric, maternity, dental) may be scrutinized against the 'no deficiency' rule.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

View plans

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

International full health insurance whose Platinum tier is 'paid in full' with no annual overall maximum and no enrollment age limit, plausibly meeting the 'no coverage limit / SNS-equivalent' standard; but Silver/Gold carry annual caps, routine outpatient care requires the optional International Outpatient module to reach SNS-equivalence, and DGSFP registration of the issuing entity plus a zero-copay/zero-deductible configuration are not confirmed in the researched facts.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from /mo

View plans

Who the DNV is for

Spain’s international telework authorization — usually just called the digital nomad visa or DNV — is for non-EU citizens who work remotely, exclusively through computer or telematic means, for companies outside Spain. Both employees of a foreign company and self-employed professionals with foreign clients qualify. You need a working relationship of at least three months with that company, the company must have been genuinely operating for at least one year, and you must hold a university or business-school degree, vocational training, or at least three years of relevant professional experience.

The headline financial requirement for 2026 is gross income of €2,442 per month — 200% of Spain’s monthly minimum wage (SMI) as raised in February 2026. If your income falls short, savings in a Spanish or foreign bank can cover the difference for the full authorization period. One honest caveat: some practitioner sources compute the threshold from the annualized minimum wage and arrive at roughly €2,849 per month; the government sources behind this page consistently use the monthly figure, but the higher number circulates.

This is not a route into the Spanish labor market. Employees may work only for their foreign employer, full stop. Self-employed holders may take Spanish clients, but only up to 20% of their total professional activity and never as an employment relationship. Intra-company transferees are excluded, and holders of the non-lucrative residence permit cannot switch to this authorization from inside Spain.

How to apply, step by step

  1. Pick your route. If you are already legally in Spain — including as a visa-free tourist — you can file electronically with the UGE and receive the authorization directly for three years. Otherwise, apply at a Spanish consulate for a telework visa valid up to one year.
  2. Resolve social security early, because it is structural. Employees need their foreign employer registered with Spanish Social Security, or a certificate of coverage under an agreement that expressly covers remote work from Spain. Self-employed applicants must register with RETA.
  3. Assemble income evidence: payslips or invoices plus bank certificates for the three months before filing, with savings documentation if you are topping up.
  4. Arrange compliant health insurance (see below), unless you will be registering with Spanish Social Security after approval.
  5. Pay the fee and submit. The in-country application fee (modelo 790-038) is €73.26 for the holder and for each family member, paid online; consular visa fees vary by nationality under reciprocity rules.
  6. Wait for the decision. The legal terms are short — 10 days at consulates, 20 days at the UGE — but both are extendable, and real-world processing can take longer.
  7. If you entered on the one-year visa, convert it to the three-year residence authorization in the 60 days before it expires. Renewals then run in two-year periods while you keep meeting the conditions.

The consulate and UGE pages define exact document formats; check the office where you will file.

Taxes

Spend more than 183 days in Spain in a calendar year — or move your center of economic interests there — and you become a Spanish tax resident, taxed by default at progressive IRPF rates. The interesting option is the impatriate regime under article 93 LIRPF, the “Beckham regime,” which since 2023 explicitly covers remote teleworkers including DNV holders: employment income is taxed at a flat 24% up to €600,000 (47% above) for the year you relocate plus the five following tax years. You must not have been a Spanish tax resident in the previous five years, and you must opt in via Modelo 149 within six months of the activity start date shown in your Social Security registration. One interpretive limit: the teleworker pathway into the regime is built around employment income, so self-employed contractors on the DNV generally do not qualify through it and fall back to standard IRPF unless another article 93 category fits. Outcomes are highly fact-dependent, so get individual advice for your situation.

Health insurance

Insurance is an explicit legal requirement, and Spain is stricter than most: travel insurance is expressly not valid, and neither are reimbursement-only policies or policies with copays or waiting periods. A private policy must come from an insurer authorized to operate in Spain (DGSFP-registered) and match the public health system’s coverage with no coverage limit, for the entire authorization period — there is no euro minimum because the standard is SNS equivalence. You can skip the private policy in two cases: you will register with Spanish Social Security after approval (mandatory for most applicants anyway), or you hold a certificate of entitlement under an international social-security coordination instrument. If you do need a private policy, see our comparison of plans measured against the Spanish standard at /digital-nomad-visas/spain/health-insurance/.

Frequently asked questions

How much income do I need for Spain's digital nomad visa in 2026?

The main applicant must show gross income of €2,442 per month, which is 200% of the 2026 monthly minimum wage (SMI of €1,221). If your income falls short, savings in a Spanish or foreign bank can make up the difference for the whole authorization period.

Can I bring my family, and can they work in Spain?

Yes. Spouses or unmarried partners, dependent children, and dependent ascendants can apply jointly, at the same time, or later, and their authorizations let them work without restriction. You need an extra 75% of the SMI (€915.75/month) for the first family member and 25% (€305.25/month) for each additional one.

How long is the visa valid and how do renewals work?

Applying in-country gets you a residence authorization for three years directly; the consular visa is valid up to one year and is converted in-country during the 60 days before it expires. Renewals then run in two-year periods as long as you still meet the conditions.

Can I work for Spanish companies or clients on this visa?

Employees may work only for their foreign employer. Self-employed holders may take Spanish clients up to 20% of their total professional activity, and never under an employment contract.

Does travel insurance satisfy Spain's insurance requirement?

No — travel insurance is expressly invalid, as are reimbursement-only policies and policies with copays or waiting periods. You need either Spanish Social Security coverage (or a certificate under an international coordination instrument) or a private sickness policy from a Spain-authorized insurer with coverage equivalent to the public health system, active for the full authorization period.

How are digital nomad visa holders taxed in Spain?

After more than 183 days in a calendar year you become a Spanish tax resident and pay progressive IRPF by default. Employees can opt into the impatriate (Beckham) regime via Modelo 149 within six months of their registered activity start, paying a flat 24% on employment income up to €600,000 for the relocation year plus five more; self-employed contractors generally cannot use that pathway. Outcomes are highly fact-dependent, so get individual advice for your situation.

Does the visa lead to permanent residence or citizenship?

Yes — the law that created the visa states permanent residence is possible after five years of residence, and there is also a path to citizenship. The official sources define the exact conditions for each.

Sources