Cigna Healthcare (Cigna Global Insurance Company Limited)
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Last verified June 10, 2026 Check current price
- Type
- International health insurance
- Price from
- —
- No public price list: premiums are individually quoted via the cignaglobal.com quote funnel based on age, nationality, country of residence, plan tier (Silver/Gold/Platinum), coverage area (Worldwide incl./excl. USA), deductible (USD 0-10,000), cost share (0-30%) and optional modules. Quote funnel was not used (static research only), so no verified entry price for a 30-year-old. Policy is annual; payment can be monthly, quarterly or annually, with annual/quarterly payment slightly cheaper than monthly (official 02/2025 sales brochure).
- Maximum age
- No cap stated
- Coverage maximum
- Tier-dependent annual overall benefit maximum per beneficiary per period of cover: Silver $1,000,000 / €800,000 / £650,000; Gold $2,000,000 / €1,600,000 / £1,300,000; Platinum 'Paid in full' (no annual overall maximum), per the official 02/2025 sales brochure. A cheaper regional 'Close Care' plan ($500,000) also exists for people staying in their residence country. Core International Medical Insurance covers inpatient/daypatient treatment; routine outpatient care, evacuation/repatriation, health & wellbeing, and vision & dental are optional paid modules. Max enrollment age: none — insurer states plans are available from age 18 with no upper age limit and policies are not terminated based on age.
- Home-country visits
- Covered
- Schengen 30k compliant
- No / unclear
Strengths
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
- Choice of Worldwide including USA or Worldwide excluding USA coverage area, with policy available in USD, EUR or GBP
Limitations
- No public pricing - premiums only available through an individual quote
- Expatriates only: treatment in the country of nationality is covered only during temporary stays, max 180 days aggregate per period of cover, and that country must be within the selected coverage area
- Core plan excludes routine outpatient care (GP/specialist consultations, outpatient drugs, physiotherapy) unless the International Outpatient module is added; emergency evacuation/repatriation is also an optional module
- No explicit Schengen-visa compliance statement or dedicated visa confirmation letter found on the official site
Visas this plan qualifies for
- Greece DNV Expatriate international full health insurance with USD 1M to unlimited annual maximums and no upper age limit satisfies the 'international_health' type and 12-month duration, though routine outpatient care requires an optional module to approach 'all risks covered for Greek nationals'.
- Indonesia E33G optional Full international health plan ($1M/$2M/unlimited annual maximum, no upper age limit) for expatriates living outside their country of nationality, directly matching the program note that private international health cover is advisable because E33G grants no BPJS enrollment.
- Italy DNV Annual limits of EUR 800,000 to unlimited far exceed the floor on an accepted international-health plan, but evacuation/repatriation and routine outpatient care are optional paid modules and no Schengen-visa compliance statement was found, so the exact configuration meeting consular requirements is unconfirmed.
- Japan DN Silver's USD 1M / EUR 800k annual maximum far exceeds the EUR 53,999 minimum on an accepted international-health product with annual periods of cover, but evacuation/repatriation (the closest match to the required death/repatriation-of-remains cover) is only an optional paid module that the applicant would need to add.
- Mexico RT optional Full expat health insurance ($1M-unlimited annual maximum, no upper age limit) suits a temporary resident with no Mexican public-healthcare entitlement, though selectable coverage area and quote-only pricing are unconfirmed details rather than disqualifiers.
- Spain DNV International full health insurance whose Platinum tier is 'paid in full' with no annual overall maximum and no enrollment age limit, plausibly meeting the 'no coverage limit / SNS-equivalent' standard; but Silver/Gold carry annual caps, routine outpatient care requires the optional International Outpatient module to reach SNS-equivalence, and DGSFP registration of the issuing entity plus a zero-copay/zero-deductible configuration are not confirmed in the researched facts.
- Thailand DTV optional Full international health insurance for expatriates with no upper enrollment age and tier limits from $1M to unlimited, matching the excerpt's note that comprehensive private cover is advisable because DTV holders get no Thai public-healthcare enrollment.
- United Arab Emirates VWP Expat international health plans (Silver $1M to Platinum paid-in-full) run on annual periods of cover with no upper enrollment age, satisfying the international_health type and full-visa-period duration; quote-only pricing ranks it below Foyer.
Links to Cigna Healthcare (Cigna Global Insurance Company Limited) may be affiliate links — how we earn. Product facts come from the insurer's official documents (sources below), not from reviews.
Sources
- Insurer (official) Cigna Global Health Options - Worldwide Health Cover (plan tiers, age 18+ with no upper age limit) accessed 2026-06-10
- Insurer (official) Cigna Global - Plans in Detail (benefit tables, deductible $0-$10,000 and cost-share 0-30% options) accessed 2026-06-10
- Insurer (official) Cigna Global Health Options Sales Brochure 02/2025 (EUR/GBP/USD annual maximums, coverage areas, monthly/quarterly/annual payment) accessed 2026-06-10
- Insurer (official) CGHO Policy Rules CGIC 02/2024 (expatriate eligibility, 180-day country-of-nationality limit, min age 18, area-of-coverage definition) accessed 2026-06-10
- Insurer (official) Cigna Global homepage (product currently sold; pricing only via personalized quote funnel) accessed 2026-06-10