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- International health insurance
- Price from
- Quote-based
- No public price list: premiums are individually quoted via the cignaglobal.com quote funnel based on age, nationality, country of residence, plan tier (Silver/Gold/Platinum), coverage area (Worldwide incl./excl. USA), deductible (USD 0-10,000), cost share (0-30%) and optional modules. No confirmed entry price for a 30-year-old is published. Policy is annual; payment can be monthly, quarterly or annually, with annual/quarterly payment slightly cheaper than monthly (official 02/2025 sales brochure).
- Maximum age
- No cap stated
- Coverage maximum
- Tier-dependent annual overall benefit maximum per beneficiary per period of cover: Silver $1,000,000 / €800,000 / £650,000; Gold $2,000,000 / €1,600,000 / £1,300,000; Platinum 'Paid in full' (no annual overall maximum), per the official 02/2025 sales brochure. A cheaper regional 'Close Care' plan ($500,000) also exists for people staying in their residence country. Core International Medical Insurance covers inpatient/daypatient treatment; routine outpatient care, evacuation/repatriation, health & wellbeing, and vision & dental are optional paid modules. Max enrollment age: none — insurer states plans are available from age 18 with no upper age limit and policies are not terminated based on age.
- Home-country visits
- Covered
- Schengen €30k compliant
- No / unclear
Strengths
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
- Choice of Worldwide including USA or Worldwide excluding USA coverage area, with policy available in USD, EUR or GBP
Limitations
- No public pricing - premiums only available through an individual quote
- Expatriates only: treatment in the country of nationality is covered only during temporary stays, max 180 days aggregate per period of cover, and that country must be within the selected coverage area
- Core plan excludes routine outpatient care (GP/specialist consultations, outpatient drugs, physiotherapy) unless the International Outpatient module is added; emergency evacuation/repatriation is also an optional module
- No explicit Schengen-visa compliance statement or dedicated visa confirmation letter found on the official site
Visas this plan qualifies for
- Albania Unique Permit (Digital Nomad) Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with no upper age limit, matching the accepted 'international_health' type and far exceeding EUR 30k with comprehensive inpatient/emergency cover for the full residence period in Albania.
- Antigua and Barbuda NDR Worldwide international health plan ($1M-unlimited, no upper age limit) squarely matches the visa's 'international_health' accepted type and easily covers a two-year residence in Antigua and Barbuda.
- Barbados Welcome Stamp Cigna Global is a genuine international health plan (Silver $1M / Gold $2M / Platinum unlimited) sold worldwide with no upper age limit and renewable annually, so it satisfies Barbados's demand for long-term/residency health insurance (not short-term travel cover) for the full 12-month Welcome Stamp; Barbados publishes no minimum, so all tiers clear.
- Brazil VITEM XIV Full international health plan covering Brazil with no upper enrollment age.
- Cape Verde Remote Working Program Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with medical evacuation and repatriation and no residency or upper-age limit, fitting Cape Verde's accepted international_health type for the full stay.
- Colombia V-Nomad Full international health plan; maternity (listed in the requirement) needs the relevant module.
- Costa Rica DNV International full health plan exceeding the USD 50k minimum, covering treatment in Costa Rica.
- Curacao @HOME Worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, fitting the @HOME requirement for 'valid medical insurance' for a non-resident excluded from public BVZ; only caveat is expat-policy structure (home-country treatment capped), not geography.
- Czech Republic Zivno Full international health plan for the entire stay, but Czech rules can mandate a Czech-market comprehensive insurer.
- Dominican Republic Rentista (171-07) / Tourist-card extension Cigna Global is a worldwide international full-health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, so selecting a coverage area that includes the Dominican Republic yields exactly the 'comprehensive policy with DR coverage' that Law 171-07 residence requires, and no published minimum has to be met.
- Ecuador Visa Nómada (Rentista) Cigna Global is a worldwide international health plan (Silver $1M and up, no upper age limit) covering Ecuador, cleanly matching the visa's accepted 'international_health' type for someone relocating long-term.
- Georgia Remote Full international health insurance with no upper enrollment age covering Georgia.
- Germany Freelance Full international health plan usable as private cover, but acceptance vs statutory GKV/PKV is not confirmed.
- Greece DNV Expatriate international full health insurance with USD 1M to unlimited annual maximums and no upper age limit satisfies the 'international_health' type and 12-month duration, though routine outpatient care requires an optional module to approach 'all risks covered for Greek nationals'.
- Grenada Remote-Work Permit Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, sold globally, which exceeds Grenada's (unstated) coverage floor and matches the accepted 'international_health' type for a holder plus every dependant.
- Iceland Remote Work Long-Term Visa Cigna Global is a worldwide full international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit that clearly clears any coverage threshold and matches the strict 'long-term residency health insurance' reading, but it is not specifically marketed as Schengen/visa-stamped (schengen_compliant_30k false), so its acceptance for this visa should be confirmed.
- Indonesia E33G optional Full international health plan ($1M/$2M/unlimited annual maximum, no upper age limit) for expatriates living outside their country of nationality, directly matching the program note that private international health cover is advisable because E33G grants no BPJS enrollment.
- Italy DNV Annual limits of EUR 800,000 to unlimited far exceed the floor on an accepted international-health plan, but evacuation/repatriation and routine outpatient care are optional paid modules and no Schengen-visa compliance statement was found, so the exact configuration meeting consular requirements is unconfirmed.
- Japan DN Silver's USD 1M / EUR 800k annual maximum far exceeds the EUR 53,999 minimum on an accepted international-health product with annual periods of cover, but evacuation/repatriation (the closest match to the required death/repatriation-of-remains cover) is only an optional paid module that the applicant would need to add.
- Kenya Class N Permit Cigna Global is worldwide full international medical insurance ($1M-unlimited) usable in Kenya with no upper age limit, but emergency evacuation/repatriation is an optional paid module, so it only meets the requirement's repatriation element if that module is added at purchase.
- Malaysia DE Rantau Full international health plan covering Malaysia with a robust enrolment certificate.
- Malta NRP International full health insurance with EUR 800k+ limits above EUR 100,000 covering Malta; annual prepayment and UK inclusion to be configured.
- Mauritius Premium Visa Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with no upper age limit, squarely matching the visa's accepted 'international_health' type and buyable for an expatriate relocating to and residing in Mauritius.
- Mexico RT optional Full expat health insurance ($1M-unlimited annual maximum, no upper age limit) suits a temporary resident with no Mexican public-healthcare entitlement, though selectable coverage area and quote-only pricing are unconfirmed details rather than disqualifiers.
- Montenegro DNV Worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited, no upper age limit) covering Montenegro far above the EUR 30,000 minimum and matching the 'international_health' type required for the longer permit-duration policy.
- Namibia DNV NIPDB requires valid international health insurance covering risks in Namibia for the whole stay, and Cigna Global is a worldwide international medical plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, buyable by someone relocating to Namibia as an expat; with no published minimum the only watch-item is confirming Namibia sits in the chosen coverage area.
- Netherlands DAFT Full international health plan can serve as cover, but Dutch residents are generally obliged to take statutory basic zorgverzekering, so it may only suffice transitionally.
- Norway Self-employed permit (+ Svalbard route) Cigna Global is a true worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, matching Norway's accepted 'international_health' type and easily covering the registration gap before Folketrygden enrolment or a sub-year stay; no published Norwegian minimum to fail.
- Panama Remote Worker Visa A full international_full_health plan (Silver $1M / Gold $2M / Platinum unlimited) with Worldwide-including-USA coverage that includes Panama and no upper age limit; this is exactly the 'international plan with Panama coverage valid for the entire stay' that Decree 198 accepts, and it is not pure travel insurance.
- Philippines DNV Cigna Global is worldwide full international health (Silver $1M to Platinum unlimited) with no upper age limit and is buyable for an expat in the Philippines, but emergency evacuation/repatriation is an optional module — needs verification that the repatriation EO 86 calls for is actually included on the chosen plan.
- Romania Digital Nomad Visa (DNV) Cigna Global is a worldwide international health plan ($1M Silver and up) covering hospitalisation and evacuation well beyond EUR 30,000; it qualifies under Romania's accepted international_health type, but as a full-health (not travel) policy the consulate's acceptance of the specific certificate wording should be confirmed.
- Serbia Temp. residence (no DNV) Full international health plan (Silver $1M to Platinum unlimited) sold worldwide with no residence-country restriction and no upper age limit; as genuine international medical cover including Serbia for the permit period it satisfies the 'international_health' accepted type.
- Seychelles Workcation Permit Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum paid-in-full) with no residency restriction, fully covering inpatient and hospital care in Seychelles; matches the accepted 'international_health' type and easily clears the (unspecified) minimum.
- South Korea F-1-D Workation Cigna Global is a worldwide international health plan (Silver $1M/€800k, Gold $2M, Platinum unlimited) with no upper age limit and repatriation, far exceeding the EUR 70,000 / KRW 100M treatment-and-evacuation threshold; international_health is an accepted type and a per-person annual policy fits the F-1-D's full-year-and-per-family-member rule for someone relocating to South Korea.
- Spain DNV International full health insurance whose Platinum tier is 'paid in full' with no annual overall maximum and no enrollment age limit, plausibly meeting the 'no coverage limit / SNS-equivalent' standard; but Silver/Gold carry annual caps, routine outpatient care requires the optional International Outpatient module to reach SNS-equivalence, and DGSFP registration of the issuing entity plus a zero-copay/zero-deductible configuration are not confirmed in the researched facts.
- Sri Lanka DNV A genuine international_full_health plan (Silver $1M / Gold $2M / Platinum unlimited) sold worldwide with no upper age limit and home-country cover, it precisely matches the DNV's 'International Health Insurance covering medical care in Sri Lanka' wording with no minimum to clear.
- Taiwan Gold Card Worldwide international health plan ($1M-unlimited, no upper age limit) is an accepted international_health type and ideal for bridging the ~6-month gap before NHI enrolment becomes mandatory for Gold Card holders without a Taiwan employer.
- Thailand DTV optional Full international health insurance for expatriates with no upper enrollment age and tier limits from $1M to unlimited, matching the excerpt's note that comprehensive private cover is advisable because DTV holders get no Thai public-healthcare enrollment.
- Turkey DNV Cigna Global is a worldwide full international medical plan ($1M Silver to unlimited Platinum) with Türkiye in its global area of coverage and continuous cover for the full permit period, satisfying Turkey's requirement for insurance with Turkish territorial validity for the entire short-term residence permit.
- United Arab Emirates VWP Expat international health plans (Silver $1M to Platinum paid-in-full) run on annual periods of cover with no upper enrollment age, satisfying the international_health type and full-visa-period duration; quote-only pricing ranks it below Foyer.
Compare this plan
Links to Cigna Healthcare (Cigna Global Insurance Company Limited) may be affiliate links — how we earn. Product facts come from the insurer’s official documents (sources below), not from reviews.
Sources
- Insurer (official) Cigna Global Health Options - Worldwide Health Cover (plan tiers, age 18+ with no upper age limit) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Cigna Global - Plans in Detail (benefit tables, deductible $0-$10,000 and cost-share 0-30% options) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Cigna Global Health Options Sales Brochure 02/2025 (EUR/GBP/USD annual maximums, coverage areas, monthly/quarterly/annual payment) (opens in a new tab) accessed 2026-06-10
- Insurer (official) CGHO Policy Rules CGIC 02/2024 (expatriate eligibility, 180-day country-of-nationality limit, min age 18, area-of-coverage definition) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Cigna Global homepage (product currently sold; pricing only via personalized quote funnel) (opens in a new tab) accessed 2026-06-10