Skip to content
🩺

Requirement-matched

Insurance that gets your visa approved

Most visa rejections over insurance happen because the plan doesn't match the published requirement — wrong coverage amount, duration or type. We map each plan against the actual government wording.

9 plans

Most visa rejections over insurance happen for a dull reason: the plan does not match the published requirement — wrong coverage amount, wrong duration, or the wrong type of policy. A Schengen visa, for instance, demands at least €30,000 of cover with repatriation.

Below, each plan is mapped against the real government wording of the visas we cover and sorted by entry price. Pick by what your destination actually requires, then open the per-visa page for the exact rule and a compliant option. Travel insurance is not the same as health insurance — and for longer stays, check whether the local public health system is open to you at all.

Plan Type From / month Max. age Coverage Schengen 30k Action
MyHealth International

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE)

International health insurance €52 74 Annual overall limit per insured by tier: Explore €/US$500,000; Essential €/US$1,500,000; Extensive and Elite unlimited for treatment outside China, Hong Kong, Japan, Singapore and the USA, where caps of €/US$2,000,000 (Extensive) and €/US$4,000,000 (Elite) apply. Hospitalisation, medical evacuation/repatriation and oncology covered at 100% on all tiers. Max enrollment age 74 applies in most countries; reduced to 60 for residents of Brazil, Chile, China, Costa Rica, Hong Kong, Japan, Mexico, Singapore, Taiwan, Thailand, UAE, UK and USA (per 2026 Terms & Conditions, Ref. NMHI26). Yes View plans (opens in a new tab)
Nomad Insurance (Essential and Complete plans)

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.)

Nomad subscription €54.36 69 €216,657 Yes View plans (opens in a new tab)
Care Expatriate (Basic/Comfort/Premium); student line: Care College

Care Concept AG (Bonn, Germany)

Long-stay travel insurance €58 74 No overall maximum indemnity is stated on the official product pages or FAQ; medically necessary outpatient, inpatient and dental treatment plus medical repatriation are covered subject to per-benefit sub-limits (e.g. psychotherapy EUR 500/1,000/1,500 per year by tier; Basic dental treatment capped at EUR 600/year; repatriation of remains up to EUR 25,000). Care College page states coverage exceeds EUR 30,000 ("Von den Behoerden anerkannt, mehr als 30.000 EUR Deckung"). Exact aggregate caps, if any, are defined only in the AVB policy conditions (not fully reviewed). Yes View plans (opens in a new tab)
Genki Traveler (successor to Genki Explorer, which was retired)

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein

Long-stay travel insurance €63.90 69 €1,000,000 Yes View plans (opens in a new tab)
Feather Expat Health Insurance (incoming insurance, Newcomer plans Basic/Premium)

Feather Insurance (Popsure Deutschland GmbH, Berlin-based digital broker)

Incoming insurance (Germany) €72 74 No overall policy maximum published on official pages; medically necessary inpatient and outpatient treatment is covered, with sub-limits: pain-relieving dental EUR 500/yr (Basic) or EUR 1,000/yr (Premium), physiotherapy EUR 300/yr on Basic (no annual limit on Premium), medical aids up to EUR 500/yr, repatriation-related costs EUR 30,000. Pre-existing conditions excluded. Geographic scope: Germany plus EU/Schengen, Andorra, Monaco, San Marino, Vatican for trips up to 90 days (UK excluded). Yes View plans (opens in a new tab)
Foyer Global Health (Essential / Special / Exclusive)

Foyer Global Health S.A. (Foyer Group, Luxembourg)

International health insurance €80 No overall annual or lifetime benefit limit: insurer FAQ states cover is unlimited with no annual cap for all plans, and the plan comparison page lists inpatient treatment (accommodation, surgery, drugs, hospital charges) as unlimited in all three plans. Sub-limits apply to specific benefits: maternity (not covered in Essential; 5,000 EUR Special; 20,000 EUR Exclusive), congenital conditions (100,000-200,000 EUR lifetime by plan), outpatient psychiatric care (1,000-10,000 EUR), major dental (about 2,000-5,000 EUR, Special/Exclusive only). Two region options: Region 1 worldwide, Region 2 worldwide excluding the USA (Region 2 policies cover only emergencies/accidents/death during trips of max six weeks outside Region 2). US permanent residents are not insurable. Note: insurer is rebranding to "Global Health" with new 5-level "Journey" plans launching 2026 (globalhealth.insurance); Essential/Special/Exclusive were still sold with 01/2026 premium tables at verification. No / unclear View plans (opens in a new tab)
World Nomads Travel Insurance (Standard / Explorer)

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd)

Long-stay travel insurance Quote-based 69 €10,000,000 Yes View plans (opens in a new tab)
True Traveller Single Trip / Backpacker & Annual Multi-Trip (tiers: True Value, Traveller, Traveller Plus)

True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group)

Long-stay travel insurance Quote-based 75 €10,000,000 No / unclear View plans (opens in a new tab)
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Cigna Healthcare (Cigna Global Insurance Company Limited)

International health insurance Quote-based Tier-dependent annual overall benefit maximum per beneficiary per period of cover: Silver $1,000,000 / €800,000 / £650,000; Gold $2,000,000 / €1,600,000 / £1,300,000; Platinum 'Paid in full' (no annual overall maximum), per the official 02/2025 sales brochure. A cheaper regional 'Close Care' plan ($500,000) also exists for people staying in their residence country. Core International Medical Insurance covers inpatient/daypatient treatment; routine outpatient care, evacuation/repatriation, health & wellbeing, and vision & dental are optional paid modules. Max enrollment age: none — insurer states plans are available from age 18 with no upper age limit and policies are not terminated based on age. No / unclear View plans (opens in a new tab)

Sorted by entry price. “From” prices are the insurer’s published minimum — see each plan page for the pricing basis. Some links are affiliate links (disclosure).

Compare health insurance plans →

Insurance requirements by visa

Frequently asked questions

What insurance do digital nomad visas require?

Most require private medical cover valid in the destination for the length of your stay, often with a minimum coverage amount. Schengen-area visas specifically require €30,000 or more with repatriation. The table flags which plans meet the Schengen rule.

Is travel insurance enough for a nomad visa?

Usually not. Short-term travel policies often cap coverage or exclude long stays and routine care. Most visas want a nomad or international health plan that matches the stated duration and amount.

Which plan is cheapest?

The table is sorted by published entry price, but the cheapest compliant plan depends on your age, destination and how long you stay — some insurers price by quote rather than a fixed monthly rate.

Does my policy need to cover the whole stay?

Generally yes. Many consulates check that the policy dates cover the full permit period, which is why open-ended or annual nomad plans are common.

Keep planning

Sources