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Greece · DNV

Greece Digital nomad visa

Verified data Last verified June 10, 2026
Minimum income
€3,500 / month
Fixed statutory amount, not indexed to minimum wage: Art. 68(2)(e) of Law 5038/2023 sets 'sufficient resources at the level of stable income' at EUR 3,500/month, net of taxes where derived from salaried/contract work; mirrored for the follow-on I.8 residence permit by JMD (KYA) oik. 225679. Evidence: employment/service/work contract or bank account; assessment may be monthly or annualised (EUR 42,000/year equivalent).
Initial duration
1 year
Renewable
Tax treatment
Standard resident taxation
Health insurance
Required (explicit)
Path to permanent residence
Indirect (switch required)
Family can join
Application fee
≈ €75

All requirements in detail

Official name
Εθνική θεώρηση εισόδου ψηφιακών νομάδων / National entry visa for digital nomads (residence title type «Ζ.1»), Article 68 of Law 5038/2023 (Greek Migration Code), originally introduced by Article 11 of Law 4825/2021
Visa type
Digital nomad visa
Status
Active
Income basis
Mixed (salary, freelance or savings)
Legal basis
Fixed statutory amount, not indexed to minimum wage: Art. 68(2)(e) of Law 5038/2023 sets 'sufficient resources at the level of stable income' at EUR 3,500/month, net of taxes where derived from salaried/contract work; mirrored for the follow-on I.8 residence permit by JMD (KYA) oik. 225679. Evidence: employment/service/work contract or bank account; assessment may be monthly or annualised (EUR 42,000/year equivalent).
Proof of funds
Required
Family surcharges
+20% if accompanied by a spouse or cohabiting/civil partner, +15% for each child (Art. 68(2)(e) L.5038/2023). Note: the implementing decision KYA oik. 225679 mentions only the spouse for the +20%, while the statute covers spouse or partner.
Working for local clients
Not allowed
Path to citizenship
Via permanent residence
Where to apply
Embassy / consulate
Processing time
1.5 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Insurance is checked at two stages. (1) Visa stage: the general supporting documents for any Greek national (D) visa include travel insurance valid for the full period of the visa requested (MD F3497.3/Ap24245/2014, as listed on the Embassy of Greece in Islamabad's national-visas page, last updated 23 Dec 2025). No minimum coverage amount for national visas appears in any official source; the EUR 30,000 figure commonly cited applies to Schengen C visas and is not confirmed for the D visa. (2) Residence stage: Art. 8(e) of Law 5038/2023 makes full sickness insurance, covering all risks covered for Greek nationals, a general condition of residence. Because digital nomads may not work for Greece-based employers, they have no Greek employment-based coverage and must hold private insurance, either a foreign policy valid in Greece or a Greek private policy. Holders of this visa are not entitled to the Greek public healthcare system: per the official workfromgreece.gr FAQ, non-EU remote workers need private health insurance, while EU citizens may use an EHIC instead.

Tax notes: The visa confers no special tax regime; standard Greek rules apply. Under Art. 4 of the Income Tax Code (Law 4172/2013), as set out by the tax authority AADE, presence in Greece exceeding 183 days cumulatively in any 12-month period makes a person Greek tax resident from the first day of presence; AADE notes an exception for stays of up to 365 days exclusively for touristic, medical, therapeutic or similar private reasons. Below that threshold, remote income earned from foreign employers or clients is not taxed in Greece. Official sources diverge slightly here: the state workfromgreece.gr portal phrases this as a 180-day threshold, while the figure shown follows the 183-day statutory rule per AADE. Once tax resident, worldwide income is taxable in Greece, subject to double tax treaties. Separate inbound incentives exist, such as Art. 5C of Law 4172/2013 (a 50% exemption for those transferring tax residency for Greek employment or business), but they are not part of, nor automatically available under, this visa; third-party sites advertising a '50% tax break for digital nomads' conflate the two regimes.

Insurance requirement

Insurance that meets the Greece DNV requirements

Required (explicit), for: full visa period. These plans match the published requirement:

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Unlimited international full health insurance with a 12-month minimum contract and tacit annual renewal matches both the accepted 'international_health' type and the full 12-month visa period, fitting the residence-stage full-sickness-insurance condition.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

View plans
#2

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Annual international full health plans (EUR 500k to unlimited) for people residing outside their country of nationality satisfy the accepted 'international_health' type and full-visa-period duration, with enrollment possible to age 74.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

View plans

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Expatriate international full health insurance with USD 1M to unlimited annual maximums and no upper age limit satisfies the 'international_health' type and 12-month duration, though routine outpatient care requires an optional module to approach 'all risks covered for Greek nationals'.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from /mo

View plans

Who the DNV is for

Greece’s digital nomad visa — the national D visa for digital nomads, residence type Z.1 under Article 68 of Law 5038/2023 — is aimed at non-EU remote workers whose employer or clients sit entirely outside Greece. Eligibility turns on income rather than profession: you need stable resources of EUR 3,500 per month, net of taxes where the money comes from salaried or contract work, evidenced by an employment, service, or work contract or bank records. The amount is fixed in statute rather than indexed to the minimum wage, and it may be assessed monthly or as EUR 42,000 per year. An accompanying spouse or cohabiting/civil partner adds 20 percent to the requirement, and each child adds 15 percent.

This is not a route into the Greek labor market. You sign a declaration committing not to work in any way for a Greece-based employer, and Article 68(3) extends the restriction to your family: a spouse, partner, or children can live with you but cannot take up dependent work or any economic activity in Greece. If your plans include Greek clients or local employment, this is the wrong category.

Timing matters now. Since February 6, 2026, Law 5275/2026 has abolished the in-country route that let people who entered visa-free or on a Schengen C visa apply directly for the two-year residence permit. A D (Z.1) visa from a Greek consulate abroad is the mandatory first step.

How to apply, step by step

  1. File with the Greek consulate covering your country of main residence — this is a consular-only application, lodged in person, by email, or by registered letter.
  2. Pay the EUR 75 visa fee and submit the documents on your consulate’s checklist, including the declaration that you will not work for any Greece-based employer; the consulate’s own list defines the exact paperwork.
  3. Wait for the decision. The law obliges the consulate to respond within 10 days under a one-stop process — roughly a week and a half — but no official maximum is published, and real-world timelines vary by post.
  4. Enter Greece on the 12-month national visa.
  5. Before it expires, apply in Greece for the type I.8 “financially independent person” residence permit: two years for digital nomads, with a EUR 1,000 government fee. The official portal describes renewal every two years for two more, though the statute’s renewal period for the generic I.8 permit reads as three years — an ambiguity official sources have not resolved.

Taxes

The visa carries no tax sweetener; standard Greek rules apply. Under Article 4 of the Income Tax Code, spending more than 183 days in Greece cumulatively within any 12-month period makes you tax resident — counted from your first day of presence — with worldwide income taxable in Greece, subject to double tax treaties. The tax authority recognizes an exception for stays of up to 365 days that are exclusively for touristic, medical, therapeutic, or similar private reasons. Below the residency threshold, remote income earned for foreign employers or clients is not taxed in Greece; note that the official Work From Greece portal phrases the threshold as 180 days while the statute says 183, a minor divergence between official sources. Be skeptical of sites promising a “50 percent tax break for digital nomads”: that refers to a separate inbound incentive (Article 5C) for people taking up Greek employment or business, which is neither part of this visa nor automatically available under it. Outcomes depend on personal circumstances and treaty rules.

Health insurance

Insurance is checked twice. At the visa stage, the general national-visa document list requires travel insurance valid for the entire period of the visa you request; no minimum coverage amount for national D visas appears in any official source — the EUR 30,000 floor people often cite belongs to Schengen short-stay visas. At the residence-permit stage, Article 8(e) of the Migration Code makes full sickness insurance, covering all risks covered for Greek nationals, a condition of residence. Because digital nomads cannot work for Greek employers, there is no employment-based public coverage: you are not entitled to the Greek public healthcare system on this visa and need a private policy — a foreign one valid in Greece or a Greek private plan (EU citizens can rely on EHIC instead). We compare policies that fit both stages at /digital-nomad-visas/greece/health-insurance/.

Frequently asked questions

How much income do I need for the Greece digital nomad visa?

You need a stable income of EUR 3,500 per month, net of taxes where it comes from salaried or contract work, proven through an employment, service, or work contract or bank records. Assessment can be monthly or annualized at EUR 42,000. Add 20% for an accompanying spouse or partner and 15% per child.

Can I bring my spouse and children?

Yes. A spouse or cohabiting/civil partner raises the income requirement by 20% and each child by 15%. Family members can live with you in Greece but are barred from any dependent work or economic activity there.

How long can I stay, and is the visa renewable?

The consular visa is issued for 12 months. Before it expires you can apply in Greece for the type I.8 residence permit, issued for two years for digital nomads with a EUR 1,000 fee; the official portal describes renewal every two years for two more years, although the statute's renewal period for the generic I.8 permit is ambiguous (two vs. three years).

Will I pay tax in Greece as a digital nomad?

The visa carries no special tax regime. Spending more than 183 days in Greece cumulatively in any 12-month period makes you tax resident from your first day of presence, with worldwide income taxable subject to double tax treaties. Below that threshold, remote income earned for foreign employers or clients is not taxed in Greece.

Is health insurance mandatory?

Yes, at two stages: travel insurance valid for the full visa period when you apply at the consulate, and full sickness insurance covering all risks covered for Greek nationals as a condition of the residence permit. Visa holders are not entitled to the Greek public healthcare system, so non-EU nationals need a private policy.

Can I work for Greek employers or take Greek clients?

No. You must sign a declaration committing not to work in any way for a Greece-based employer, and local clients are not allowed. The restriction also covers your accompanying family members.

Does the visa lead to permanent residency or citizenship?

Not directly, and this is unconfirmed. Lawful residence on the I.8 permit is not expressly excluded from counting toward EU long-term residence, but no official source explicitly confirming permanent-residence eligibility for this category has been verified; citizenship would only follow after permanent residence.

Sources