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Français - Type
- International health insurance
- Price from
- €52 /mo
- No public rate table; premiums are individual quotes depending on age, country of residence, plan tier (Explore/Essential/Extensive/Elite), cover zone (worldwide incl. or excl. USA), annual deductible (€/US$500-5,000) or 10-30% outpatient co-payment. The ~€52/month figure derives from APRIL's official cost guide (prices stated as of January 2026): €624/year for a 30-year-old German national living in Thailand on basic cover; the guide does not name the exact plan tier or deductible, so treat it as indicative only. Premiums payable in EUR or USD; monthly instalments only via SEPA direct debit in EUR.
- Maximum age
- 74
- Coverage maximum
- Annual overall limit per insured by tier: Explore €/US$500,000; Essential €/US$1,500,000; Extensive and Elite unlimited for treatment outside China, Hong Kong, Japan, Singapore and the USA, where caps of €/US$2,000,000 (Extensive) and €/US$4,000,000 (Elite) apply. Hospitalisation, medical evacuation/repatriation and oncology covered at 100% on all tiers. Max enrollment age 74 applies in most countries; reduced to 60 for residents of Brazil, Chile, China, Costa Rica, Hong Kong, Japan, Mexico, Singapore, Taiwan, Thailand, UAE, UK and USA (per 2026 Terms & Conditions, Ref. NMHI26).
- Home-country visits
- Covered
- Schengen €30k compliant
- Yes
Strengths
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
- Covered countries selectable a la carte including the country of nationality; assistance and personal liability benefits apply worldwide including home country
Limitations
- Full medical underwriting via health questionnaire; pre-existing conditions can lead to special terms or refusal, and enrollment is limited to ages 16-60 for residents of 13 listed countries (incl. Thailand, UK, USA, China, Japan, UAE)
- Eligibility requires residing outside the country of nationality; cover ends on the day of permanent return home
- Hospitalisation requires pre-approval (50% reimbursement penalty if skipped) and use of the plan-tier hospital network (40% co-payment outside the network except emergencies)
- Outpatient, dental, optical and maternity are paid add-ons with waiting periods (3-6 months dental, 6 months optical, 12-24 months maternity); no public price list, quote required
Visas this plan qualifies for
- Albania Unique Permit (Digital Nomad) APRIL MyHealth International is a worldwide international health plan ($500k to unlimited) covering hospitalisation and medical evacuation/repatriation at 100%, matching the accepted 'international_health' type and clearing the EUR 30k benchmark for an Albania stay (enrollment to age 74).
- Antigua and Barbuda NDR Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evac) satisfies the 'international_health' type for the two-year stay; only the age-74 cap (60 in some markets) limits eligibility.
- Barbados Welcome Stamp APRIL MyHealth International is a worldwide international health plan ($500k to unlimited) with 100% hospitalisation and evacuation, qualifying as the long-term/residency health cover Barbados mandates for the entire Stamp; only the max-age-74 ceiling could exclude older applicants.
- Brazil VITEM XIV International full health plan covering Brazil, but enrollment is age-capped with underwriting.
- Cape Verde Remote Working Program APRIL MyHealth International offers worldwide cover with 100% hospitalisation and evacuation plus repatriation across all tiers and no residency limit, satisfying Cape Verde's accepted international_health type with evacuation/repatriation (subject to the age-74 cap).
- Colombia V-Nomad International full health plan with 100% repatriation, but maternity is a paid add-on with waiting periods.
- Costa Rica DNV Full international health plan above USD 50k, but enrollment is age-capped with underwriting — eligibility varies.
- Croatia DN Annually structured international full health plan (EUR 500k to unlimited by tier) for people residing outside their country of nationality matches the accepted 'international_health' type and renews across the 18-month period.
- Curacao @HOME Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evacuation) designed for expatriates residing outside their country of nationality, which matches Curacao non-resident @HOME holders needing full medical insurance; eligibility limited to ages 16-60/74 and listed countries warrants a buyer check.
- Dominican Republic Rentista (171-07) / Tourist-card extension APRIL MyHealth International is a worldwide full-health plan ($500k-unlimited) that would cover DR treatment, but enrollment is limited to ages 16-60 and to residents of 13 listed countries while requiring residence outside one's country of nationality, so eligibility for someone relocating to the Dominican Republic must be confirmed.
- Ecuador Visa Nómada (Rentista) APRIL MyHealth International is a worldwide full international health plan covering Ecuador and matching the accepted 'international_health' type, but eligibility depends on the max age 74 (60 in some countries) limit, so applicant fit needs checking.
- Estonia DNV Schengen-30k-compliant international full health plan with 100% hospitalisation and repatriation.
- Greece DNV Annual international full health plans (EUR 500k to unlimited) for people residing outside their country of nationality satisfy the accepted 'international_health' type and full-visa-period duration, with enrollment possible to age 74.
- Grenada Remote-Work Permit APRIL MyHealth International offers worldwide full international medical cover ($500k to unlimited with 100% hospitalisation and evacuation), is globally buyable, and meets Grenada's accepted 'international_health' type for the permit holder and dependants (subject to its max age 74).
- Iceland Remote Work Long-Term Visa Full international health plan (MyHealth, USD 500k to unlimited) sold worldwide and flagged Schengen-compliant, covering hospitalisation and repatriation 100% in Iceland for the whole stay; full-health type also satisfies secondary sources that claim only residency-type health insurance (not travel) is accepted, subject to the max-age-74 limit.
- Indonesia E33G optional International full health plan (EUR 500k to unlimited by tier) for people residing outside their country of nationality, with Indonesia not on any restricted-residence list, suits a 12-month expat stay.
- Italy DNV International full-health plan (a type the program explicitly accepts) with at least EUR 500,000 annual cover, hospitalisation and medical evacuation/repatriation paid at 100% on all tiers, and researched as Schengen-30k compliant.
- Japan DN International health type is explicitly accepted, every tier carries at least EUR/USD 500,000 (Japan-specific caps of EUR 2M/4M on top tiers) and hospitalisation plus medical evacuation/repatriation are covered at 100% on all tiers, satisfying both the EUR 53,999 medical minimum and the death/repatriation element on annual policies covering the 6-month stay.
- Kenya Class N Permit APRIL MyHealth International is worldwide full international health insurance covering hospitalisation and medical evacuation/repatriation at 100%, with Kenya outside its age-restricted country list (max age 74), squarely meeting the 'international_health' accepted type and the repatriation requirement.
- Malaysia DE Rantau International full health plan covering hospitalisation in Malaysia, but age limits and underwriting apply.
- Malta NRP International full health plan (the only accepted type) with EUR 500k+ limits covering the EU including Malta, exceeding the EUR 100,000 minimum, pre-payable for the year.
- Mexico RT optional Annual full-health plans (€500k to unlimited) cover Mexico with no special cap, but the 2026 T&Cs cut the maximum enrollment age to 60 for residents of Mexico, narrowing eligibility for older applicants.
- Montenegro DNV MyHealth International full international health cover ($500k to unlimited, hospitalisation and evacuation 100%) is worldwide incl. Montenegro and satisfies the 'international_health' type for the permit duration; only minor caveat is the max age 74 (60 in some markets).
- Namibia DNV APRIL MyHealth International is a worldwide full international health plan ($500k-unlimited, hospitalisation and evacuation at 100%) for people residing outside their country of nationality, which matches a nomad moving to Namibia and satisfies NIPDB's international-health requirement; max entry age 74 (60 in some markets) and full medical underwriting are the only caveats.
- Norway Self-employed permit (+ Svalbard route) APRIL MyHealth International is a worldwide full-health plan ($500k–unlimited, hospitalisation and evacuation at 100%) with max enrolment age 74 (Norway is not on the reduced-age-60 list), fitting Norway's 'international_health' acceptance for the pre-registration gap or sub-year stays.
- Panama Remote Worker Visa APRIL MyHealth International is full international health insurance ($500k to unlimited, hospitalisation and evacuation at 100%) with worldwide cover that includes Panama for the entire stay, meeting Decree 198's accepted international_health type; max enrollment age 74 is the only constraint.
- Portugal D8 Covers hospitalisation and medical evacuation/repatriation at 100% on all tiers with Schengen-30k compliance, exceeding the substantive requirement, but it is an international full health plan rather than the 'travel' insurance type the program lists as accepted.
- Romania Digital Nomad Visa (DNV) APRIL MyHealth International gives EUR/USD 500,000-to-unlimited worldwide cover with 100% hospitalisation and emergency evacuation/repatriation, comfortably exceeding Romania's EUR 30,000 threshold and qualifying under the accepted international_health type for the visa duration.
- Serbia Temp. residence (no DNV) MyHealth International full health plan ($500k to unlimited) with hospitalisation and evacuation at 100% worldwide including Serbia, sold globally (max age 74) — meets Serbia's 'international_health' type with broad medical/emergency cover for the residence period.
- Seychelles Workcation Permit APRIL MyHealth International (worldwide, $500k to unlimited, hospitalisation and evacuation at 100%) is a global full-health plan that covers treatment in Seychelles for the entire stay; matches the accepted 'international_health' type, max enrollment age 74.
- Slovenia Digital Nomad Permit APRIL MyHealth International (EUR/USD 500k to unlimited, 100% hospitalisation+evacuation, worldwide, schengen_compliant_30k) is a globally available full health plan valid in Slovenia that far exceeds the EUR 30,000 emergency requirement for the entire residence.
- South Korea F-1-D Workation APRIL MyHealth International ($500k–unlimited, 100% hospitalisation and evacuation, worldwide) easily clears the EUR 70,000 threshold for South Korea, but enrollment is age-capped (16-60 for residents of 13 listed countries) and subject to medical underwriting, so eligibility for a given applicant must be verified.
- Sri Lanka DNV APRIL MyHealth International is a worldwide international_full_health plan ($500k–unlimited, 100% hospitalisation/evac) that covers Sri Lanka, but enrollment requires medical underwriting and residing outside the home country (max age 74), so eligibility should be confirmed by quote.
- Taiwan Gold Card Worldwide MyHealth International ($500k-unlimited, 100% hospitalisation+evac) satisfies the international_health type and covers the resident's pre-NHI bridge period, subject to the age-74 (60 in some countries) cap.
- Thailand DTV optional Full international health plan that explicitly insures people in Thailand, but enrollment is restricted to ages 16-60 for Thailand residents and full medical underwriting applies, so eligibility for a given applicant needs checking.
- Turkey DNV APRIL MyHealth International gives worldwide full health cover ($500k-unlimited) with 100% hospitalisation and evacuation valid in Türkiye over the full stay; only the max-age 74 (60 in some countries) limit keeps it short of confirmed.
- United Arab Emirates VWP MyHealth International is annual international full health insurance (EUR 500k to unlimited by tier) meeting type and duration, but enrollment for UAE residents is explicitly capped at age 60, narrowing eligibility.
Compare this plan
Links to APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) may be affiliate links — how we earn. Product facts come from the insurer’s official documents (sources below), not from reviews.
Sources
- Insurer (official) MyHealth International - APRIL International official product page (opens in a new tab) accessed 2026-06-10
- Insurer (official) MyHealth International Terms and Conditions 2026 (Ref. NMHI26) - eligibility ages, residence requirement, cover zones (opens in a new tab) accessed 2026-06-10
- Insurer (official) MyHealth International Benefits schedule - plan tier limits and benefit caps (opens in a new tab) accessed 2026-06-10
- Insurer (official) MyHealth International product information sheet (IPID) - age limits, insurers, payment frequencies, end of cover (opens in a new tab) accessed 2026-06-10
- Insurer (official) APRIL International cost guide - example premiums as of January 2026 (incl. EUR 624/year, age 30, Thailand) (opens in a new tab) accessed 2026-06-10
- Insurer (official) APRIL International FAQ Documents & Certificates - multi-language insurance certificates, visa-specific certificates on request (opens in a new tab) accessed 2026-06-10
- Insurer (official) APRIL International FAQ - Schengen visa minimum EUR 30,000 medical cover plus repatriation requirement (opens in a new tab) accessed 2026-06-10