The short version
- Indonesia grants a longer initial stay (12 months vs 6), and it is renewable.
- Tax treatment differs: Curacao — foreign income exempt; Indonesia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Curacao @HOME | Indonesia E33G |
|---|---|---|
| Minimum income / month | No fixed threshold | €4,320 |
| Income basis | Mixed (salary, freelance or savings) | Salary / employment contract |
| Initial duration | 6 months | 1 year (better) |
| Renewable | Yes | Yes |
| Maximum total stay | 1 year | No fixed limit |
| Path to permanent residence | No | Indirect (switch required) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Foreign income exempt | Standard resident taxation |
| Health insurance | Required (explicit) | Not required |
| Insurance duration required | Full visa period | — |
| Application fee | ≈ €255 (better) | ≈ €337 |
| Where to apply | Online, In country | Online |
| Processing time | 2 weeks | 1 weeks |
Green values mark the objectively better number in that row.
Full guide
Curacao @HOME →
Requirements, application steps, insurance and sources.
Full guide
Indonesia E33G →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government FAQ — At Home in Curaçao (official program site) (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — fees (ANG 535 / ~USD 294), processing ~2 weeks (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — 'You will not be required to pay Curaçao Income Tax'; remote workers do not become residents (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — valid international travel insurance (incl. COVID-19) and medical insurance prerequisite (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao — official program homepage (three target groups: remote workers, hibernators, investors) (opens in a new tab) accessed 2026-06-15
- Government Remote Workers — Curaçao Visitors (official tourism board): documents required, NAF 535 fee, up to 6 months (opens in a new tab) accessed 2026-06-15
- Government Basisverzekering ziektekosten (BVZ) — SVB Curaçao (public basic health insurance, residents only) (opens in a new tab) accessed 2026-06-15
- Media Curacao Launches Long-Term Stay Program — Caribbean Journal (launch dated 11 Feb 2021) (opens in a new tab) accessed 2026-06-15
- Law firm How to Apply for the Curaçao Digital Nomad Visa — Temporary Stay Permit, no residency, 6+6 months (opens in a new tab) accessed 2026-06-15
- Media XE — USD→EUR conversion (1 USD ≈ 0.86 EUR, 15 June 2026) used to derive the ~EUR 255 fee (opens in a new tab) accessed 2026-06-15
- Media Curaçao Health Insurance for Expats — public (BVZ) vs private access (opens in a new tab) accessed 2026-06-15
- Government Official Indonesian eVisa - E33G General Information & FAQ (USD 60,000/yr income, USD 2,000/3-month bank statement, document checklist without insurance, Rp 7,000,000 cost, work prohibitions) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Imigrasi - E33G Visa Rumah Kedua Pekerja Jarak Jauh (PNBP fee components under PP 45/2024, Rp 7,000,000 1-year visa, requirements, legal basis incl. Kepmen Imipas M.IP-08.GR.01.01/2025) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Imigrasi - E33G page (online application via evisa.imigrasi.go.id, 5-working-day processing after payment, no sponsor, online extension and alih status conversion) (opens in a new tab) accessed 2026-06-10
- Official gazette Permenkumham No. 22/2023 on Visas and Stay Permits, Berita Negara 2023 No. 651 (Art. 63 E33G requirements, Art. 113(1) 6-year ITAS cap, Art. 33(2)(h) family unification) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Pajak - Determination of domestic vs foreign tax subjects (PER-23/PJ/2025 effective 9 Dec 2025; >183 days in 12 months = domestic tax subject; worldwide income; partial days count as full) (opens in a new tab) accessed 2026-06-10
- Government Imigrasi press release - mandatory in-person photo and interview for stay-permit extensions effective 29 May 2025 (Circular IMI-417.GR.01.01/2025) (opens in a new tab) accessed 2026-06-10
- Government BPK official regulation database - Permenkumham 22/2023 status: in force ('Berlaku'); amended by Permenkumham 11/2024; partially revoked by Permen Imipas 3/2025 (Arts. 43, 45, 52-55 only - Art. 63 untouched) (opens in a new tab) accessed 2026-06-10
- Government BPK official regulation database - Permen Imipas No. 3/2025 (Diaspora visas; enacted 7 Feb 2025, in force 6 May 2025; revokes only Arts. 43/45/52-55 of Permenkumham 22/2023) (opens in a new tab) accessed 2026-06-10
- Government ECB euro foreign exchange reference rates, 9 June 2026 (USD 1.1573, IDR 20,773.82) - basis for all EUR conversions (opens in a new tab) accessed 2026-06-10
- Law firm EY Global Tax Alert - Indonesia implements new visa for remote workers (effective 1 April 2024; renewable for an additional year) - Tier 2, supports launch date and renewability interpretation only (opens in a new tab) accessed 2026-06-10
- Law firm Fragomen (2 July 2024) - The Rise of Indonesia's Remote Worker Visa (up to one year, extendable for an additional year, max ~2 years) - Tier 2 interpretation only (opens in a new tab) accessed 2026-06-10