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🇲🇪 Montenegro
Montenegro
The whole move — visa, taxes, insurance, money and cost of living — in one place.
Visa & Residency
DNV
Comfortable solo budget
€1,800/mo
Stay
2 years
Taxes Abroad
Foreign income exempt
Living in Montenegro
The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.
🧾 Taxes Abroad
Foreign income exempt Tax-residency trigger: 183 days Montenegro → 🩺 Health Insurance
Required (explicit) from €30,000 Montenegro → 💶 Cost of Living
€1,200–€1,650/mo Budva Montenegro → 🛡️ Health System
After registering as a resident Emergency: 124 (ambulance / Hitna medicinska pomoc); 112 (general EU emergency) Montenegro → 🏡 Housing & Relocation
1-mo deposit Address registration Montenegro → Cost of living
| Budva | €1,200–€1,650/mo |
Qualifying insurance
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum) — Nomad Insurance (Essential and Complete plans) €54.36/mo Genki Traveler (successor to Genki Explorer, which was retired) €63.90/mo
Qualifying insurance →