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Malta
🇲🇹 Malta

Malta

The whole move — visa, taxes, insurance, money and cost of living — in one place.

Visa & Residency
NRP
Comfortable solo budget
€3,500/mo
Stay
1 year
Taxes Abroad
Special tax regime

Living in Malta

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Good to know

  • Furnished apartments (often including white goods and air conditioning) are the market norm, easing setup for newcomers
  • Aggregator portals like djar.ai pull listings from most major agencies into one search
  • English is an official language of Malta, so doctors, hospitals and medical records routinely operate in English
  • One of the lowest rates of unmet medical-care need in the EU (WHO European Observatory / OECD)

Watch out for

  • Confirm the landlord has registered the lease with the Housing Authority within 10 days of commencement; an unregistered contract is null and void and forfeits your legal protections
  • On top of the deposit and first month, the tenant typically pays an agent commission of around half a month's rent plus 18% VAT, so budget for the upfront cost
  • Public entitlement is tied to coverage under Maltese social-security legislation (or a humanitarian exemption); non-EU/non-UK temporary residents generally are not entitled and must use private cover, and the Nomad Residence Permit mandates EU (incl. Malta) + UK private health insurance for the full year
  • An EHIC only covers urgent/medically necessary care during a temporary stay, not planned or routine treatment

Cost of living

Valletta / Sliema €1,700–€2,700/mo
Cost of living →

Qualifying insurance

Qualifying insurance →

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