🇲🇹 Malta
Malta
The whole move — visa, taxes, insurance, money and cost of living — in one place.
Visa & Residency
NRP
Comfortable solo budget
€3,500/mo
Stay
1 year
Taxes Abroad
Special tax regime
Living in Malta
The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.
🛂 Visa & Residency
Digital nomad visa €3,500/mo Malta → 🧾 Taxes Abroad
Special tax regime Tax-residency trigger: 183 days Malta → 🩺 Health Insurance
Required (explicit) from €100,000 Malta → 💶 Cost of Living
€1,700–€2,700/mo Valletta / Sliema Malta → 🛡️ Health System
No — private insurance needed Emergency: 112 Malta → 🏡 Housing & Relocation
1 mo rent Address registration Malta → Good to know
- Furnished apartments (often including white goods and air conditioning) are the market norm, easing setup for newcomers
- Aggregator portals like djar.ai pull listings from most major agencies into one search
- English is an official language of Malta, so doctors, hospitals and medical records routinely operate in English
- One of the lowest rates of unmet medical-care need in the EU (WHO European Observatory / OECD)
Watch out for
- Confirm the landlord has registered the lease with the Housing Authority within 10 days of commencement; an unregistered contract is null and void and forfeits your legal protections
- On top of the deposit and first month, the tenant typically pays an agent commission of around half a month's rent plus 18% VAT, so budget for the upfront cost
- Public entitlement is tied to coverage under Maltese social-security legislation (or a humanitarian exemption); non-EU/non-UK temporary residents generally are not entitled and must use private cover, and the Nomad Residence Permit mandates EU (incl. Malta) + UK private health insurance for the full year
- An EHIC only covers urgent/medically necessary care during a temporary stay, not planned or routine treatment
Cost of living
| Valletta / Sliema | €1,700–€2,700/mo |
Qualifying insurance
MyHealth International €52/mo Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum) — Genki Traveler (successor to Genki Explorer, which was retired) €63.90/mo
Qualifying insurance →