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Spain
🇪🇸 Spain

Spain

The whole move — visa, taxes, insurance, money and cost of living — in one place.

Visa & Residency
DNV
Comfortable solo budget
€2,442/mo
Stay
3 years
Taxes Abroad
Special tax regime

Living in Spain

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Good to know

  • Strong tenant protection: a main-home lease effectively runs up to 5 years (private landlord) or 7 years (company) even if the paper says 12 months
  • Low deposit: the legal fianza is capped at 1 month's rent, with any extra guarantee limited to 2 more months
  • Public SNS care is high-quality and free at point of use for entitled residents, with no co-payments except for a share of prescription medicine costs
  • EU/EEA/Switzerland visitors can use an EHIC for medically necessary public care on temporary stays at no charge, on the same terms as locals

Watch out for

  • Empadronamiento is mandatory and is the gateway to healthcare, NIE/residency and school enrollment, so register at the Ayuntamiento as soon as you have an address (you typically need ID plus a rental contract or recent utility bill)
  • Online rental scams (fake listings, requests to wire a deposit before viewing) are common on portals; never pay before seeing the property and signing a contract
  • A newly-arrived nomad cannot readily join the public SNS: the 'convenio especial' paid scheme requires at least one continuous year of effective prior residence (in Spain or another EU/EEA/Swiss/UK country) plus registration in a Spanish municipality
  • Non-EU nationals cannot use an EHIC; without it you may have to pay upfront and seek reimbursement later

Cost of living

Barcelona €1,950–€2,750/mo
Cost of living →

Qualifying insurance

Qualifying insurance →

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