English 
Français 
🇭🇷 Croatia
Croatia
The whole move — visa, taxes, insurance, money and cost of living — in one place.
Visa & Residency
DN
Comfortable solo budget
€3,622.50/mo
Stay
18 months
Taxes Abroad
Foreign income exempt
Living in Croatia
The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.
🛂 Visa & Residency
Digital nomad visa €3,622.50/mo Croatia → 🧾 Taxes Abroad
Foreign income exempt Tax-residency trigger: 183 days Croatia → 🩺 Health Insurance
Required (explicit) Croatia → 💶 Cost of Living
€1,200–€2,100/mo Split Croatia → 🛡️ Health System
No — private insurance needed Emergency: 112 Croatia → 🏡 Housing & Relocation
— Address registration Croatia → Good to know
- Long-term rentals almost always come furnished, so newcomers can move in without buying furniture
- Njuškalo is a single dominant classifieds portal with extensive private and agency listings, making search straightforward
- Mandatory social health insurance via HZZO/CHIF with near-universal coverage (about 99% of the population)
- Single European emergency number 112 works everywhere and is free from any fixed or mobile phone
Watch out for
- Long-term supply is tight, especially in coastal cities where landlords favour seasonal tourist lettings from roughly October to May
- You must report your address to the police within three days of arriving — a notarized or tax-registered rental contract is usually needed for this
- Non-EU nomads can only join compulsory public insurance if employed or running an economic/professional activity in Croatia with approved temporary stay
- The digital nomad temporary-stay application explicitly requires travel or private health insurance that covers the territory of the Republic of Croatia
Cost of living
| Split | €1,200–€2,100/mo |
Qualifying insurance
Nomad Insurance (Essential and Complete plans) €54.36/mo Genki Traveler (successor to Genki Explorer, which was retired) €63.90/mo True Traveller Single Trip / Backpacker & Annual Multi-Trip (tiers: True Value, Traveller, Traveller Plus) —
Qualifying insurance →