The short version
- Hungary has the lower entry bar: €3,000 per month versus €4,213 for Latvia.
- Tax treatment differs: Hungary — standard resident taxation; Latvia — special tax regime. Tax outcomes depend heavily on personal circumstances.
| Criteria | Hungary White Card | Latvia DNV |
|---|---|---|
| Minimum income / month | €3,000 (better) | €4,213 |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | 2 years | 2 years |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | No | Yes (better) |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Standard resident taxation | Special tax regime (Optional 15% PIT for OECD digital-nomad-visa holders) |
| Health insurance | Required (explicit) | Required (explicit), min. €42,600 |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €110 | ≈ €90 (better) |
| Where to apply | Embassy / consulate, Online, In country | Embassy / consulate |
| Processing time | 3 weeks | — |
Green values mark the objectively better number in that row.
Full guide
Hungary White Card →
Requirements, application steps, insurance and sources.
Full guide
Latvia DNV →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government White Card — residency for digital nomads — OIF (National Directorate-General for Aliens Policing) (opens in a new tab) accessed 2026-06-15
- Government Procedural fees — OIF (residence permit issuance fee EUR 110) (opens in a new tab) accessed 2026-06-15
- Government Obtaining a long-stay visa for remote work — Office of Citizenship and Migration Affairs (PMLP) (opens in a new tab) accessed 2026-06-15
- Government PMLP — State fees for issuance of a visa (category D: EUR 90) (opens in a new tab) accessed 2026-06-15