The short version
- Panama has the lower entry bar: €2,580 per month versus €3,200 for Slovenia.
- Slovenia grants a longer initial stay (12 months vs 9).
- Tax treatment differs: Panama — territorial taxation; Slovenia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Panama Remote Worker Visa | Slovenia Digital Nomad Permit |
|---|---|---|
| Minimum income / month | €2,580 (better) | €3,200 |
| Income basis | Mixed (salary, freelance or savings) | Savings accepted |
| Initial duration | 9 months | 1 year (better) |
| Renewable | Yes (better) | No |
| Maximum total stay | 18 months | 1 year |
| Path to permanent residence | No | Indirect (switch required) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Territorial taxation | Standard resident taxation |
| Health insurance | Required (explicit) | Required (explicit), min. €30,000 |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €215 | ≈ €102 (better) |
| Where to apply | In country | Embassy / consulate, In country |
| Processing time | 6–9 weeks | 4–9 weeks |
Green values mark the objectively better number in that row.
Full guide
Panama Remote Worker Visa →
Requirements, application steps, insurance and sources.
Full guide
Slovenia Digital Nomad Permit →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Requisitos para solicitar Visa de Corta Estancia como Trabajador Remoto (Servicio Nacional de Migracion, official requirements sheet citing Decreto Ejecutivo 198 de 2021) (opens in a new tab) accessed 2026-06-15
- Official gazette Gaceta Oficial Digital No. 29290-A, 20 de mayo de 2021 (publication of Decreto Ejecutivo 198) (opens in a new tab) accessed 2026-06-15
- Government Visa para Nomadas Digitales - PROPANAMA (official investment-promotion authority) (opens in a new tab) accessed 2026-06-15
- Law firm Panama: Short stay visa as a remote worker (opens in a new tab) accessed 2026-06-15
- Law firm Visa for Remote Workers (Digital Nomads): Executive Decree 198 of May 7, 2021 (opens in a new tab) accessed 2026-06-15
- Law firm Short Stay Visa as a Remote Worker (Digital Nomad) - Morgan & Morgan (opens in a new tab) accessed 2026-06-15
- Law firm Panama Digital Nomad Visa - Kraemer & Kraemer (opens in a new tab) accessed 2026-06-15
- Law firm Requirements and Process for the Remote Worker Visa in Panama (opens in a new tab) accessed 2026-06-15
- Media Panama Tax Rate Guide 2026: Income, Property and Local Taxes Explained (opens in a new tab) accessed 2026-06-15
- Law firm 2024 Immigration Reforms in Panama: Updated Entry Rules, Fines, and Deadlines (opens in a new tab) accessed 2026-06-15
- Media US Dollar (USD) to Euro (EUR) Exchange Rate History for 2026 (opens in a new tab) accessed 2026-06-15
- Government Temporary residence permit for digital nomads - GOV.SI (Government of the Republic of Slovenia) (opens in a new tab) accessed 2026-06-15
- Government Temporary residence permit for digital nomads - income (twice average net salary), one-year non-extendable duration, six-month reapplication, application locations (embassy / administrative unit), immediate family reunification, health-insurance requirement - GOV.SI (opens in a new tab) accessed 2026-06-15
- Law firm Act on Amendments to the Aliens Act (ZTuj-2I) - legal basis for the digital nomad permit; adopted 25 Apr 2025, Official Gazette No. 32/2025 (6 May 2025), in force 21 May 2025 (opens in a new tab) accessed 2026-06-15
- Law firm Slovenia Launches 12-Month Digital Nomad Visa in November 2025 - Immigrant Invest (opens in a new tab) accessed 2026-06-15
- Law firm Slovenia: Digital Nomad Permit - Intermark Relocation (opens in a new tab) accessed 2026-06-15
- Media Slovenia Digital Nomad Visa Guide (2026): income ~EUR 3,200/mo, fee EUR 50 in-country / EUR 102 embassy + EUR 12 card, insurance min EUR 30,000, processing 30-60 days, family - ExpatDen (opens in a new tab) accessed 2026-06-15
- Law firm Taxation of Digital Nomads in Slovenia: Residency Permit, Tax Residency and Income Tax Rules (183-day rule; permit does not auto-trigger tax residency) - Sibiz d.o.o. (opens in a new tab) accessed 2026-06-15
- Media Slovenia's average net salary EUR 1,602 in 2025 (SURS / Statistical Office; basis for 2x income threshold = ~EUR 3,204) - SeeNews (opens in a new tab) accessed 2026-06-15
- Media Slovenia Digital Nomad Visa 2025 - Eligibility, Costs & How to Apply - Citizen Remote (opens in a new tab) accessed 2026-06-15