Skip to content

Indonesia · Système de santé

La santé à Indonesia

Partially verified Dernière vérification June 15, 2026 Reviewed by Henry van de Vorming

Avant de vous installer à Indonesia, la question qui compte n'est pas « les soins sont-ils bons » — c'est « puis-je, avec un visa temporaire, réellement y accéder, et que se passe-t-il en cas d'urgence ? » Voici comment le système fonctionne pour un nomade, et où s'insère l'assurance privée.

En un coup d'œil

Système
Assurance maladie sociale (Bismarck)
Accès public (nomades)
Non — assurance privée nécessaire
Numéro d'urgence
112
Consultation généraliste privée
~€16
Soins en anglais
Soins en anglais dans les grandes villes

Comment fonctionne le système

Indonesia runs a single-payer national health insurance scheme (Jaminan Kesehatan Nasional, JKN) administered by BPJS Kesehatan, funded by mandatory contributions and government subsidies, and covering roughly 98% of the population (about 280 million members as of mid-2025). Care is delivered through a mix of public and private facilities — a majority of the hospitals contracted to BPJS (around 65% as of late 2024) are privately owned.

Most foreign nomads and visitors use the private sector, where international-standard hospitals and clinics (e.g. JCI-accredited groups such as Siloam in Jakarta and Bali) offer English-speaking, often foreign-trained doctors, shorter waits and direct billing with international insurers. Private and international facilities typically require upfront payment or a deposit if you lack adequate international health cover.

The World Bank notes Indonesia has rapidly expanded insurance coverage to near-universal levels but that significant gaps remain, including inadequate primary-healthcare capacity, uneven geographic distribution of secondary and tertiary facilities, and shortages and uneven distribution of doctors, with remote regions most affected.

Bon à savoir

  • Single, free nationwide emergency number 112 (an ITU standard, works on a locked phone with no credit) integrates police (110), fire (113) and medical/ambulance (119) services
  • Dedicated free Ministry of Health medical emergency line 119 (Public Safety Center) dispatches ambulances and coordinates pre-hospital emergency care
  • International, JCI-accredited private hospitals in Jakarta and Bali offer English-speaking, often foreign-trained doctors
  • Self-pay private GP consultations are relatively affordable by international standards at ordinary local private clinics, though expat- and tourist-focused international clinics charge considerably more

À surveiller

  • The public JKN/BPJS scheme is not open to tourists, visit-visa holders or short-stay nomads — enrolment generally requires a KITAS/KITAP and at least 6 months of legal residence, typically work-sponsored, so a temporary stay needs private insurance
  • Foreign retirees without a work permit are not eligible for BPJS and must hold private cover
  • English-speaking and international-standard care is concentrated in urban and tourist hubs (notably Jakarta and Bali); quality and access drop sharply in remote regions
  • Private and international hospitals often require upfront payment or a deposit if you lack adequate international insurance
  • The typical GP self-pay figure reflects an ordinary local private clinic; international and expat-focused clinics in Jakarta and Bali frequently charge two to four times more, and cost sources here are secondary aggregators rather than official tariffs

La santé à Indonesia : FAQ

La santé à Indonesia : FAQ

Puis-je utiliser la santé publique à Indonesia en tant que nomade numérique ?

En bref — le système public n'est pas ouvert aux résidents temporaires, l'assurance santé privée est donc la voie à suivre. Most foreign nomads and visitors use the private sector, where international-standard hospitals and clinics (e.g. JCI-accredited groups such as Siloam in Jakarta and Bali) offer English-speaking, often foreign-trained doctors, shorter waits and direct billing with international insurers. Private and international facilities typically require upfront payment or a deposit if you lack adequate international health cover.

Quel est le numéro d'urgence à Indonesia ?

112. Appelez-le pour les urgences vitales ; les services d'urgence vous prendront en charge quelle que soit votre assurance, mais vous pourrez être facturé ensuite si vous n'êtes pas couvert.

Ai-je besoin d'une assurance santé privée à Indonesia ?

C'est vivement conseillé : le système public n'est pas ouvert aux résidents temporaires, l'assurance santé privée est donc la voie à suivre. Comparez les formules santé internationales et médicales voyage avant de partir.

Sources