Avant de vous installer à Slovenia, la question qui compte n'est pas « les soins sont-ils bons » — c'est « puis-je, avec un visa temporaire, réellement y accéder, et que se passe-t-il en cas d'urgence ? » Voici comment le système fonctionne pour un nomade, et où s'insère l'assurance privée.
En un coup d'œil
- Système
- Assurance maladie sociale (Bismarck)
- Accès public (nomades)
- Seulement avec cotisations sociales
- Numéro d'urgence
- 112
- Consultation généraliste privée
- ~€60
- Soins en anglais
- Soins en anglais dans les grandes villes
Comment fonctionne le système
Slovenia runs a social health insurance system with a single public insurer, the Health Insurance Institute of Slovenia (ZZZS / HIIS), which provides universal compulsory coverage funded by income-based contributions. ZZZS is the main purchaser of health services; most care is delivered by state-owned and municipal providers, with a growing but still secondary private sector. Compulsory health insurance is a legal obligation, and inclusion is tied to a defined insurance basis such as employment, self-employment, study, pension, or being a registered family member. Care from public and ZZZS-contracted providers is largely delivered without point-of-service patient contributions, and there is no reimbursement system — covered services are settled directly with contracted providers. Since 1 January 2024 the former voluntary complementary insurance (dopolnilno zavarovanje) that covered copayments was abolished and replaced by a flat mandatory compulsory health-care contribution (OZP).
A private healthcare sector operates alongside the public system, concentrated in Ljubljana and other larger cities, and is popular with expats for shorter waiting times and a higher proportion of English-speaking doctors than the public sector. Foreigners can use private clinics on a self-pay basis without any Slovenian public insurance. Indicative self-pay private GP/consultation fees reported by cost-aggregator sources run roughly EUR 50-120, with a short private visit in Ljubljana around EUR 51; specialist consultations sit at the upper end of that range. Some private providers also have contracts with ZZZS, in which case publicly insured patients (and EHIC holders) can be treated under public terms.
System type, emergency number (112) and the access answer are confirmed against tier-1 sources (ZZZS, European Commission EHIC, OECD/EC Country Health Profile 2025). Note that public and ZZZS-contracted GP care generally carries no patient co-payment, so the listed typical GP cost (~EUR 60) reflects an indicative self-pay PRIVATE consultation fee, not a public-system charge; the private self-pay euro figures derive from cost-aggregator data (tier 3) and are indicative only.
Bon à savoir
- Universal social health insurance via a single public insurer (ZZZS); care from public and ZZZS-contracted providers generally has no patient co-payment and no reimbursement paperwork.
- EU/EEA/Swiss visitors can use the EHIC for medically necessary care from ZZZS-registered/contracted providers on the same terms as residents; the EHIC does not cover planned treatment or giving birth.
- Single nationwide emergency number 112 dispatches ambulance and rescue; emergency care is accessible regardless of insurance status.
- Life expectancy at birth (82.3 in 2024) and healthy life expectancy at age 65 are above the EU average (OECD/EC Country Health Profile 2025).
À surveiller
- Compulsory ZZZS insurance is mandatory and tied to a defined insurance basis (employment, self-employment, study, pension or registered family member); temporary residents without such a basis are not automatically covered and may need private insurance.
- Since 1 January 2024 the voluntary complementary insurance that covered copayments was abolished and replaced by the flat compulsory health-care contribution (OZP) — older guidance that still references dopolnilno zavarovanje is out of date.
- Private self-pay GP and specialist fees are sourced from cost aggregators (tier 3) and are indicative; actual clinic prices in Ljubljana vary.
🩺 L'assurance dont vous aurez besoin
Comme les résidents temporaires ne peuvent guère s'appuyer sur le système public, et que le Digital Nomad Permit exige une couverture, l'assurance santé privée fait partie de l'installation — pas un détail à régler après coup. Nous listons les formules qui répondent vraisemblablement à l'exigence de Slovenia, classées par adéquation.
Voir les formules admissibles pour Slovenia →La santé à Slovenia : FAQ
La santé à Slovenia : FAQ
Puis-je utiliser la santé publique à Slovenia en tant que nomade numérique ?
En bref — le système public n'est ouvert que si vous cotisez au régime de sécurité sociale/santé — la plupart des nomades optent plutôt pour une couverture privée. A private healthcare sector operates alongside the public system, concentrated in Ljubljana and other larger cities, and is popular with expats for shorter waiting times and a higher proportion of English-speaking doctors than the public sector. Foreigners can use private clinics on a self-pay basis without any Slovenian public insurance. Indicative self-pay private GP/consultation fees reported by cost-aggregator sources run roughly EUR 50-120, with a short private visit in Ljubljana around EUR 51; specialist consultations sit at the upper end of that range. Some private providers also have contracts with ZZZS, in which case publicly insured patients (and EHIC holders) can be treated under public terms.
Quel est le numéro d'urgence à Slovenia ?
112. Appelez-le pour les urgences vitales ; les services d'urgence vous prendront en charge quelle que soit votre assurance, mais vous pourrez être facturé ensuite si vous n'êtes pas couvert.
Ai-je besoin d'une assurance santé privée à Slovenia ?
Oui — au-delà de la simple prudence, le Digital Nomad Permit l'exige (obligatoire (explicite)). Voir les formules admissibles pour Slovenia.
Sources
- National health service Temporary stay in Slovenia — Health Insurance Institute of Slovenia (ZZZS) (opens in a new tab) accessed 2026-06-15
- National health service Inclusion in the Compulsory Health Insurance — Health Insurance Institute of Slovenia (ZZZS) (opens in a new tab) accessed 2026-06-15
- Government Slovenia — European Health Insurance Card (European Commission) (opens in a new tab) accessed 2026-06-15
- Government Slovenia — Health services abroad (Kela / eu-healthcare.fi, Finnish public authority) (opens in a new tab) accessed 2026-06-15
- International organisation Slovenia: Country Health Profile 2025 — State of Health in the EU (OECD/European Commission) (opens in a new tab) accessed 2026-06-15
- Media Slovenia — Compulsory Health-Care Contribution (OZP) Introduced (KPMG GMS Flash Alert) (opens in a new tab) accessed 2026-06-15
- Aggregated index Price of a short visit (15 min) to a private doctor in Ljubljana — Expatistan cost-of-living index (opens in a new tab) accessed 2026-06-15