The short version
- Ecuador has the lower entry bar: €1,245 per month versus €3,860 for Antigua and Barbuda.
- Only Ecuador offers a direct path to permanent residence on this permit.
- Tax treatment differs: Antigua and Barbuda — no personal income tax; Ecuador — special tax regime. Tax outcomes depend heavily on personal circumstances.
| Criteria | Antigua and Barbuda NDR | Ecuador Visa Nómada (Rentista) |
|---|---|---|
| Minimum income / month | €3,860 | €1,245 (better) |
| Income basis | Mixed (salary, freelance or savings) | Salary / employment contract |
| Initial duration | 2 years | 2 years |
| Renewable | No | Yes (better) |
| Maximum total stay | 2 years | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | No personal income tax | Special tax regime (Residencia fiscal temporal (temporary tax-residency regime for new residents)) |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €1,390 | ≈ €276 (better) |
| Where to apply | Online | Embassy / consulate, In country, Online |
| Processing time | 1–2 weeks | 1–16 weeks |
Green values mark the objectively better number in that row.
Full guide
Antigua and Barbuda NDR →
Requirements, application steps, insurance and sources.
Full guide
Ecuador Visa Nómada (Rentista) →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nomad Digital Residence - Official Government Portal (homepage) (opens in a new tab) accessed 2026-06-15
- Government Nomad Digital Residence FAQs - Antigua and Barbuda Department of Immigration (fees, duration, tax, insurance, renewability) (opens in a new tab) accessed 2026-06-15
- Government Discontinuation of the NDR Programme - Government of Antigua and Barbuda official notice (effective 15 Nov 2025) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda Embassy in Madrid (income USD 50,000/yr, fees, insurance certificate, documents) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda High Commission UK (income, fees, 2-year duration, medical-insurance prerequisite) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide (corroborates 5-7 business-day processing; not-tax-resident treatment) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Is Abolishing Its Personal Income Tax - Caribbean Journal (PIT abolished April 2016) (opens in a new tab) accessed 2026-06-15
- Government Medical Benefits Scheme - Government of Antigua and Barbuda (public health financing; resident eligibility) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide - Nomad Capitalist (corroborates fees incl. USD 650/additional dependent, income, 2-year duration) (opens in a new tab) accessed 2026-06-15
- Government Concesion de visa de residencia temporal rentista para trabajo remoto (Visa Nomada) - Guia Oficial de Tramites y Servicios (opens in a new tab) accessed 2026-06-15
- Government gob.ec - Visa Nomada: income (3 SBU/mes o 36 SBU/ano), fees (USD 50 + USD 270), duration (hasta 2 anos), dependent surcharge (USD 250/mes), insurance requirement, discounts (opens in a new tab) accessed 2026-06-15
- Government Ministerio del Trabajo - Salario Basico Unificado 2026 fijado en USD 482 (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador fija el Salario Basico Unificado para 2026 en USD 482 (Acuerdo Ministerial MDT-2025-195) (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador: Temporary Residence Visa for Digital Nomads Available - Fragomen (opens in a new tab) accessed 2026-06-15
- Law firm Residencia temporal rentista para trabajo remoto (Visa Nomada) - Sperber & Alvarez (opens in a new tab) accessed 2026-06-15
- International organisation Ecuador - Individual - Residence (183-day test, temporary tax-residency regime, Jan 2024, 5-year term) - PwC Worldwide Tax Summaries (opens in a new tab) accessed 2026-06-15
- Law firm Expat Tax Guide for Ecuador - worldwide income for tax residents, 0-37% rates (opens in a new tab) accessed 2026-06-15
- Media Ecuador Permanent Residency: Eligible After 21 Months - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media IESS Healthcare for Expats in Ecuador: Enrollment, Costs & Coverage - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media How to get an Ecuador digital nomad visa: A complete 2026 guide (income USD 1,446, PR path) (opens in a new tab) accessed 2026-06-15
- Media USD to EUR exchange rate history 2026 (0.8612 on 2026-06-15) (opens in a new tab) accessed 2026-06-15