Health insurance for the Antigua and Barbuda NDR visa

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription with no fixed term that can run the full two-year Antigua stay and matches the visa's accepted 'travel' type with no published minimum to clear.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Worldwide international health plan ($1M-unlimited, no upper age limit) squarely matches the visa's 'international_health' accepted type and easily covers a two-year residence in Antigua and Barbuda.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Worldwide long-stay travel insurance with a EUR 1,000,000/yr limit fits the 'travel' accepted type and is buyable globally for someone relocating to Antigua, with no minimum coverage to fail.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evac) satisfies the 'international_health' type for the two-year stay; only the age-74 cap (60 in some markets) limits eligibility.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Worldwide (Region 1) international health plan with unlimited inpatient meets the 'international_health' requirement for an Antigua resident, since the Caribbean is in-scope and only US permanent residents are excluded.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Worldwide long-stay expat/travel cover (>EUR 30k, outpatient+inpatient+repatriation) matches the 'travel'/'international_health' types and is designed for the multi-year stay this visa required.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)