The short version
- Antigua and Barbuda has the lower entry bar: €3,860 per month versus €4,320 for Indonesia.
- Antigua and Barbuda grants a longer initial stay (24 months vs 12).
- Tax treatment differs: Antigua and Barbuda — no personal income tax; Indonesia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Antigua and Barbuda NDR | Indonesia E33G |
|---|---|---|
| Minimum income / month | €3,860 (better) | €4,320 |
| Income basis | Mixed (salary, freelance or savings) | Salary / employment contract |
| Initial duration | 2 years (better) | 1 year |
| Renewable | No | Yes (better) |
| Maximum total stay | 2 years | No fixed limit |
| Path to permanent residence | No | Indirect (switch required) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | No personal income tax | Standard resident taxation |
| Health insurance | Required (explicit) | Not required |
| Insurance duration required | Full visa period | — |
| Application fee | ≈ €1,390 | ≈ €337 (better) |
| Where to apply | Online | Online |
| Processing time | 1–2 weeks | 1 weeks |
Green values mark the objectively better number in that row.
Full guide
Antigua and Barbuda NDR →
Requirements, application steps, insurance and sources.
Full guide
Indonesia E33G →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nomad Digital Residence - Official Government Portal (homepage) (opens in a new tab) accessed 2026-06-15
- Government Nomad Digital Residence FAQs - Antigua and Barbuda Department of Immigration (fees, duration, tax, insurance, renewability) (opens in a new tab) accessed 2026-06-15
- Government Discontinuation of the NDR Programme - Government of Antigua and Barbuda official notice (effective 15 Nov 2025) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda Embassy in Madrid (income USD 50,000/yr, fees, insurance certificate, documents) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda High Commission UK (income, fees, 2-year duration, medical-insurance prerequisite) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide (corroborates 5-7 business-day processing; not-tax-resident treatment) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Is Abolishing Its Personal Income Tax - Caribbean Journal (PIT abolished April 2016) (opens in a new tab) accessed 2026-06-15
- Government Medical Benefits Scheme - Government of Antigua and Barbuda (public health financing; resident eligibility) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide - Nomad Capitalist (corroborates fees incl. USD 650/additional dependent, income, 2-year duration) (opens in a new tab) accessed 2026-06-15
- Government Official Indonesian eVisa - E33G General Information & FAQ (USD 60,000/yr income, USD 2,000/3-month bank statement, document checklist without insurance, Rp 7,000,000 cost, work prohibitions) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Imigrasi - E33G Visa Rumah Kedua Pekerja Jarak Jauh (PNBP fee components under PP 45/2024, Rp 7,000,000 1-year visa, requirements, legal basis incl. Kepmen Imipas M.IP-08.GR.01.01/2025) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Imigrasi - E33G page (online application via evisa.imigrasi.go.id, 5-working-day processing after payment, no sponsor, online extension and alih status conversion) (opens in a new tab) accessed 2026-06-10
- Official gazette Permenkumham No. 22/2023 on Visas and Stay Permits, Berita Negara 2023 No. 651 (Art. 63 E33G requirements, Art. 113(1) 6-year ITAS cap, Art. 33(2)(h) family unification) (opens in a new tab) accessed 2026-06-10
- Government Direktorat Jenderal Pajak - Determination of domestic vs foreign tax subjects (PER-23/PJ/2025 effective 9 Dec 2025; >183 days in 12 months = domestic tax subject; worldwide income; partial days count as full) (opens in a new tab) accessed 2026-06-10
- Government Imigrasi press release - mandatory in-person photo and interview for stay-permit extensions effective 29 May 2025 (Circular IMI-417.GR.01.01/2025) (opens in a new tab) accessed 2026-06-10
- Government BPK official regulation database - Permenkumham 22/2023 status: in force ('Berlaku'); amended by Permenkumham 11/2024; partially revoked by Permen Imipas 3/2025 (Arts. 43, 45, 52-55 only - Art. 63 untouched) (opens in a new tab) accessed 2026-06-10
- Government BPK official regulation database - Permen Imipas No. 3/2025 (Diaspora visas; enacted 7 Feb 2025, in force 6 May 2025; revokes only Arts. 43/45/52-55 of Permenkumham 22/2023) (opens in a new tab) accessed 2026-06-10
- Government ECB euro foreign exchange reference rates, 9 June 2026 (USD 1.1573, IDR 20,773.82) - basis for all EUR conversions (opens in a new tab) accessed 2026-06-10
- Law firm EY Global Tax Alert - Indonesia implements new visa for remote workers (effective 1 April 2024; renewable for an additional year) - Tier 2, supports launch date and renewability interpretation only (opens in a new tab) accessed 2026-06-10
- Law firm Fragomen (2 July 2024) - The Rise of Indonesia's Remote Worker Visa (up to one year, extendable for an additional year, max ~2 years) - Tier 2 interpretation only (opens in a new tab) accessed 2026-06-10