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Head to head

Antigua and Barbuda vs Panama: the digital nomad visas compared

Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming

The short version

  • Panama has the lower entry bar: €2,580 per month versus €3,860 for Antigua and Barbuda.
  • Antigua and Barbuda grants a longer initial stay (24 months vs 9).
  • Tax treatment differs: Antigua and Barbuda — no personal income tax; Panama — territorial taxation. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Antigua and Barbuda NDR and the Panama Remote Worker Visa.
Criteria Antigua and Barbuda NDR Panama Remote Worker Visa
Minimum income / month €3,860 €2,580 (better)
Income basis Mixed (salary, freelance or savings) Mixed (salary, freelance or savings)
Initial duration 2 years (better) 9 months
Renewable No Yes (better)
Maximum total stay 2 years 18 months
Path to permanent residence No No
Path to citizenship No No
Family inclusion Yes Yes
Working for local clients Not allowed Not allowed
Tax treatment No personal income tax Territorial taxation
Health insurance Required (explicit) Required (explicit)
Insurance duration required Full visa period Full visa period
Application fee ≈ €1,390 ≈ €215 (better)
Where to apply Online In country
Processing time 1–2 weeks 6–9 weeks

Green values mark the objectively better number in that row.

Full guide

Antigua and Barbuda NDR →

Requirements, application steps, insurance and sources.

Full guide

Panama Remote Worker Visa →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.

Insurance for Antigua and Barbuda → Insurance for Panama →

Sources