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Head to head

Antigua and Barbuda vs Serbia: the digital nomad visas compared

Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming

The short version

  • Serbia has the lower entry bar: €500 per month versus €3,860 for Antigua and Barbuda.
  • Antigua and Barbuda grants a longer initial stay (24 months vs 12).
  • Only Serbia offers a direct path to permanent residence on this permit.
  • Tax treatment differs: Antigua and Barbuda — no personal income tax; Serbia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Antigua and Barbuda NDR and the Serbia Temp. residence (no DNV).
Criteria Antigua and Barbuda NDR Serbia Temp. residence (no DNV)
Minimum income / month €3,860 €500 (better)
Income basis Mixed (salary, freelance or savings) Mixed (salary, freelance or savings)
Initial duration 2 years (better) 1 year
Renewable No Yes (better)
Maximum total stay 2 years 3 years
Path to permanent residence No Yes (better)
Path to citizenship No Via permanent residence
Family inclusion Yes Yes
Working for local clients Not allowed Limited
Tax treatment No personal income tax Standard resident taxation (Flat-rate entrepreneur (preduzetnik pausalac) regime commonly used by remote workers; otherwise standard personal income tax)
Health insurance Required (explicit) Required (explicit)
Insurance duration required Full visa period Full visa period
Application fee ≈ €1,390 ≈ €190 (better)
Where to apply Online Online, In country
Processing time 1–2 weeks 2–9 weeks

Green values mark the objectively better number in that row.

Full guide

Antigua and Barbuda NDR →

Requirements, application steps, insurance and sources.

Full guide

Serbia Temp. residence (no DNV) →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.

Insurance for Antigua and Barbuda → Insurance for Serbia →

Sources