The short version
- Ecuador has the lower entry bar: €1,245 per month versus €1,500 for Cape Verde.
- Ecuador grants a longer initial stay (24 months vs 6), and it is renewable.
- Only Ecuador offers a direct path to permanent residence on this permit.
- Tax treatment differs: Cape Verde — foreign income exempt; Ecuador — special tax regime. Tax outcomes depend heavily on personal circumstances.
| Criteria | Cape Verde Remote Working Program | Ecuador Visa Nómada (Rentista) |
|---|---|---|
| Minimum income / month | €1,500 | €1,245 (better) |
| Income basis | Savings accepted | Salary / employment contract |
| Initial duration | 6 months | 2 years (better) |
| Renewable | Yes | Yes |
| Maximum total stay | 1 year | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Foreign income exempt (Remote Working Program tax exemption (foreign-source income)) | Special tax regime (Residencia fiscal temporal (temporary tax-residency regime for new residents)) |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €20 (better) | ≈ €276 |
| Where to apply | Online | Embassy / consulate, In country, Online |
| Processing time | 2 weeks | 1–16 weeks |
Green values mark the objectively better number in that row.
Full guide
Cape Verde Remote Working Program →
Requirements, application steps, insurance and sources.
Full guide
Ecuador Visa Nómada (Rentista) →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Remote Working Program in Cabo Verde — Turismo de Cabo Verde (official ITCV portal) (opens in a new tab) accessed 2026-06-15
- Government Remote Working Program — 'Proof of Income' requirement (Individual 1.500 EUR / Family 2.700 EUR average bank balance, last 6 months) (opens in a new tab) accessed 2026-06-15
- Government Remote Working Program — 'Insurance' requirement (travel + health insurance with evacuation and body-transportation cover) and 'Costs' (visa fee 20 EUR/person, airport fee 34 EUR/person) (opens in a new tab) accessed 2026-06-15
- International organisation Cabo Verde — Individual — Residence (>183-day aggregate rule in a calendar year and 31-December habitual-residence test), PwC Worldwide Tax Summaries (opens in a new tab) accessed 2026-06-15
- Media Cabo Verde Digital Nomad Visa: Key Benefits, Tax & Income — caboverdeexpert (tax-resident carve-out, no PR/citizenship path, local clients prohibited) (opens in a new tab) accessed 2026-06-15
- Media Cape Verde suspends visa on arrival for citizens of 96 countries (Decree No. 244/GMAI/2025, eff. 1 Jan 2026) (opens in a new tab) accessed 2026-06-15
- Government EASE — Cabo Verde official traveller pre-registration & Airport Security Tax (TSA) platform (opens in a new tab) accessed 2026-06-15
- Media Cabo Verde Digital Nomad Visa — Remote Working Cabo Verde (consolidated requirements: 1.500/2.700 EUR balance, 6+6 month validity, 20 EUR visa fee, 34 EUR airport fee, ~2-week processing) (opens in a new tab) accessed 2026-06-15
- Media Health Services & Regulations in Cape Verde — overview of the public/private health system and fees for non-nationals (opens in a new tab) accessed 2026-06-15
- Government Concesion de visa de residencia temporal rentista para trabajo remoto (Visa Nomada) - Guia Oficial de Tramites y Servicios (opens in a new tab) accessed 2026-06-15
- Government gob.ec - Visa Nomada: income (3 SBU/mes o 36 SBU/ano), fees (USD 50 + USD 270), duration (hasta 2 anos), dependent surcharge (USD 250/mes), insurance requirement, discounts (opens in a new tab) accessed 2026-06-15
- Government Ministerio del Trabajo - Salario Basico Unificado 2026 fijado en USD 482 (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador fija el Salario Basico Unificado para 2026 en USD 482 (Acuerdo Ministerial MDT-2025-195) (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador: Temporary Residence Visa for Digital Nomads Available - Fragomen (opens in a new tab) accessed 2026-06-15
- Law firm Residencia temporal rentista para trabajo remoto (Visa Nomada) - Sperber & Alvarez (opens in a new tab) accessed 2026-06-15
- International organisation Ecuador - Individual - Residence (183-day test, temporary tax-residency regime, Jan 2024, 5-year term) - PwC Worldwide Tax Summaries (opens in a new tab) accessed 2026-06-15
- Law firm Expat Tax Guide for Ecuador - worldwide income for tax residents, 0-37% rates (opens in a new tab) accessed 2026-06-15
- Media Ecuador Permanent Residency: Eligible After 21 Months - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media IESS Healthcare for Expats in Ecuador: Enrollment, Costs & Coverage - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media How to get an Ecuador digital nomad visa: A complete 2026 guide (income USD 1,446, PR path) (opens in a new tab) accessed 2026-06-15
- Media USD to EUR exchange rate history 2026 (0.8612 on 2026-06-15) (opens in a new tab) accessed 2026-06-15