Most digital-nomad visas make health insurance a condition of approval — and the Cape Verde Remote Working Program is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.
The requirement
- Insurance
- Required (explicit)
- Minimum coverage
- Not specified
- Required for
- Full visa period
The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).
Plans that meet the requirement
Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical cover (~USD 250k/1.5M) with medical evacuation and repatriation, sold without residency restriction and renewable to span the full stay, satisfying Cape Verde's travel-insurance-with-evacuation/repatriation requirement that has no published minimum.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler is a worldwide long-stay travel policy with a EUR 1,000,000 annual limit including evacuation/repatriation, buyable globally and valid for the full stay, comfortably meeting Cape Verde's no-minimum travel-insurance requirement.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Expatriate is a worldwide long-stay travel/expat policy with outpatient, inpatient and repatriation cover marketed as authority-recognised (>EUR 30k), making it a practical accepted-type cover for a Cape Verde remote-work stay with evacuation/repatriation.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International offers worldwide cover with 100% hospitalisation and evacuation plus repatriation across all tiers and no residency limit, satisfying Cape Verde's accepted international_health type with evacuation/repatriation (subject to the age-74 cap).
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with medical evacuation and repatriation and no residency or upper-age limit, fitting Cape Verde's accepted international_health type for the full stay.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance
World Nomads provides high medical and evacuation/repatriation limits that meet Cape Verde's travel-insurance requirement, but it is sold mainly to EU/EEA/UK/US residents, so eligibility must be verified against the applicant's country of residence before relying on it.
- Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
- EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
- Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
from — /mo
View plans (opens in a new tab)Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.
What to check before you buy
- 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
- 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
- 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
- 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
- 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
- 🤝It pairs with how care works locally — see the health system page.
Insurance for the Remote Working Program: FAQ
Insurance for the Remote Working Program: FAQ
Is health insurance mandatory for the Cape Verde Remote Working Program?
Required (explicit). The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).
Can I use regular travel insurance?
Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.
Sources
- Government Remote Working Program in Cabo Verde — Turismo de Cabo Verde (official ITCV portal) (opens in a new tab) accessed 2026-06-15
- Government Remote Working Program — 'Insurance' requirement (travel + health insurance with evacuation and body-transportation cover) and 'Costs' (visa fee 20 EUR/person, airport fee 34 EUR/person) (opens in a new tab) accessed 2026-06-15
- Media Health Services & Regulations in Cape Verde — overview of the public/private health system and fees for non-nationals (opens in a new tab) accessed 2026-06-15