Skip to content

Head to head

Colombia vs Montenegro: the digital nomad visas compared

Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming

The short version

  • Colombia has the lower entry bar: €1,130 per month versus €1,800 for Montenegro.
  • Tax treatment differs: Colombia — territorial taxation; Montenegro — foreign income exempt. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Colombia V-Nomad and the Montenegro DNV.
Criteria Colombia V-Nomad Montenegro DNV
Minimum income / month €1,130 (better) €1,800
Income basis Mixed (salary, freelance or savings) Mixed (salary, freelance or savings)
Initial duration 2 years 2 years
Renewable No Yes (better)
Maximum total stay 2 years 4 years
Path to permanent residence No No
Path to citizenship No No
Family inclusion Yes Yes
Working for local clients Not allowed Not allowed
Tax treatment Territorial taxation Foreign income exempt (Digital-nomad foreign-income exemption (Personal Income Tax Law; commonly cited as Art. 32d))
Health insurance Required (explicit) Required (explicit), min. €30,000
Insurance duration required Full visa period Full visa period
Application fee ≈ €213 ≈ €47 (better)
Where to apply Online, Embassy / consulate In country, Embassy / consulate
Processing time — 6–8 weeks

Green values mark the objectively better number in that row.

Full guide

Colombia V-Nomad →

Requirements, application steps, insurance and sources.

Full guide

Montenegro DNV →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.

Insurance for Colombia → Insurance for Montenegro →

Sources