🇲🇪 Montenegro Digital nomad visa

All requirements in detail

Official name

Temporary residence permit for a digital nomad (boravak na osnovu rada na daljinu / "digital nomad" privremeni boravak)

Visa type

Digital nomad visa

Status

Rules changing

Income basis

Mixed (salary, freelance or savings)

Legal basis

Under the Rulebook on the digital-nomad residence permit (made under the Law on Foreigners), your income must be at least three times the statutory Montenegrin minimum wage, proven for the year preceding the application. The official portal (digitalnomads.gov.me) states this multiple but publishes no single fixed EUR figure. Since September 2024, Montenegro has had a two-tier minimum wage: about EUR 670 per month (net) for roles up to high-school level and about EUR 800 per month (net) for roles requiring a university degree. Applying the three-times multiple to the EUR 600/800 base used by most 2026 immigration sources gives a band of roughly EUR 1,800-2,400 per month (EUR 1,800 for non-degree roles, EUR 2,400 for degree-level roles); applying three times the headline EUR 670 net minimum wage gives about EUR 2,010 per month. The headline figure here uses EUR 1,800 as the lower threshold that most applicants must clear; the exact amount depends on your qualification level and is not published as a fixed number. Older sources citing around EUR 1,350 per month reflect the pre-2024 minimum wage (about EUR 450) and are outdated. Montenegro uses the euro unilaterally, so no currency conversion is required.

Proof of funds

Required

Family surcharges

No formal per-dependent income surcharge is published in the digital-nomad rulebook. Family members do not derive nomad status automatically; spouse and children obtain residence via the separate family-reunification route, where the sponsor must demonstrate means of support and accommodation for the family.

Working for local clients

Not allowed

Path to citizenship

No

Where to apply

In country, Embassy / consulate

Processing time

6–8 weeks

Tax residency trigger

183 days

Insurance requirement, verbatim intent: Valid private health insurance covering medical treatment in Montenegro for the full duration of the residence permit is a mandatory application document under the Law on Foreigners; the official portal lists 'health insurance' as a required document but does NOT publish a fixed coverage figure. A minimum coverage of EUR 30,000 is widely and consistently cited across 2026 immigration sources, but is not cleanly confirmed as a gazetted number on the government portal, so treat the 30k threshold as widely-reported rather than definitively official. Travel/tourist insurance is reported as acceptable for the initial submission, with a longer-term (annual / 2-year) policy then required to match the permit term. Digital-nomad holders are not enrolled in Montenegro's public health system.

Tax notes: Foreign-source income of digital-nomad permit holders is reported to be exempt from Montenegrin personal income tax: holders are not taxed locally on salaries/fees paid by a foreign employer or their own foreign-registered company. General tax residency is triggered at 183+ days in a 12-month period (or centre of vital interests), but the digital-nomad framework exempts the qualifying foreign income even for those who become resident. Income from Montenegrin sources/clients is NOT covered and is taxed at standard PIT rates (progressive: first ~EUR 8,400 of professional income tax-free, then ~9% to EUR 12,000 and ~15% above). The specific 'Article 32d' citation comes from immigration guides; the existence of the exemption is consistently reported but was not independently verifiable on the official government portal in this review. No local social-security contributions on the exempt foreign income.

Beyond the visa

Montenegro — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.