The short version
- Only Netherlands offers a direct path to permanent residence on this permit.
- Tax treatment differs: Colombia — territorial taxation; Netherlands — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Colombia V-Nomad | Netherlands DAFT |
|---|---|---|
| Minimum income / month | €1,130 | No fixed threshold |
| Income basis | Mixed (salary, freelance or savings) | Savings accepted |
| Initial duration | 2 years | 2 years |
| Renewable | No | Yes (better) |
| Maximum total stay | 2 years | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Allowed |
| Tax treatment | Territorial taxation | Standard resident taxation (Possible 30% ruling (if eligible)) |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €213 (better) | ≈ €423 |
| Where to apply | Online, Embassy / consulate | In country |
| Processing time | — | — |
Green values mark the objectively better number in that row.
Full guide
Colombia V-Nomad →
Requirements, application steps, insurance and sources.
Full guide
Netherlands DAFT →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Official gazette Resolución 5477 de 2022 (MRE), Art. 46 — Visa V Nómadas digitales (opens in a new tab) accessed 2026-06-15
- Government Cancillería de Colombia — Visa costs (opens in a new tab) accessed 2026-06-15
- Government DIAN — tax residency for foreigners / 183-day rule (opens in a new tab) accessed 2026-06-15
- Government Residence permit self-employed person | IND (opens in a new tab) accessed 2026-06-15
- Government IND form 7524 — self-employed (DAFT code 453 / Dutch-Japanese treaty 510) (opens in a new tab) accessed 2026-06-15
- Government Fees — IND (self-employed incl. DAFT: EUR 423) (opens in a new tab) accessed 2026-06-15