The short version
- Germany grants a longer initial stay (36 months vs 12), and it is renewable.
- Only Germany offers a direct path to permanent residence on this permit.
- Tax treatment differs: Costa Rica — foreign income exempt; Germany — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Costa Rica DNV | Germany Freelance |
|---|---|---|
| Minimum income / month | €2,760 | No fixed threshold |
| Income basis | Mixed (salary, freelance or savings) | Freelance income |
| Initial duration | 1 year | 3 years (better) |
| Renewable | Yes | Yes |
| Maximum total stay | 2 years | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Yes |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Allowed |
| Tax treatment | Foreign income exempt (Ley 10008 incentivos fiscales) | Standard resident taxation |
| Health insurance | Required (explicit), min. €46,000 | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €92 (better) | ≈ €100 |
| Where to apply | Online, Embassy / consulate | Embassy / consulate, In country |
| Processing time | 2–3 weeks | — |
Green values mark the objectively better number in that row.
Full guide
Costa Rica DNV →
Requirements, application steps, insurance and sources.
Full guide
Germany Freelance →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nómadas Digitales — Dirección General de Migración y Extranjería (opens in a new tab) accessed 2026-06-15
- Official gazette Reglamento Ley 10008 — Decreto Ejecutivo N.º 43619 (texto completo, SCIJ/La Gaceta) (opens in a new tab) accessed 2026-06-15
- Official gazette Ley N.º 10008 — texto completo (estancia de un año prorrogable) (opens in a new tab) accessed 2026-06-15
- Government Visa for freelance business — Make it in Germany (Federal Government) (opens in a new tab) accessed 2026-06-15
- Government Visa for self-employed business — Make it in Germany (fees, health insurance) (opens in a new tab) accessed 2026-06-15
- Official gazette Residence Act (AufenthG) §21 — official English translation (opens in a new tab) accessed 2026-06-15