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Costa Rica · DNV · Insurance

Health insurance for the Costa Rica DNV visa

Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming

Most digital-nomad visas make health insurance a condition of approval — and the Costa Rica DNV is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.

The requirement

Insurance
Required (explicit)
Minimum coverage
€46,000
Required for
Full visa period

Reglamento art. 9: medical policy covering illness/medical expenses in Costa Rica for at least USD 50,000 (~EUR 46,000), valid for the full stay. SUGESE-registered or valid international insurer; each family member needs their own policy.

Plans that meet the requirement

Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Travel-medical subscription (USD 250k limit, above the USD 50k floor) covering Costa Rica for the full stay.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Long-stay travel-health insurance with a EUR 1M limit, far above ~EUR 46k, renewable for the full duration.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#3

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

International full health plan exceeding the USD 50k minimum, covering treatment in Costa Rica.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#4

MyHealth International

Needs verification

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Full international health plan above USD 50k, but enrollment is age-capped with underwriting — eligibility varies.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.

What to check before you buy

  • 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
  • 💶Coverage meets or beats the €46,000 minimum.
  • 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
  • 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
  • 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
  • 🤝It pairs with how care works locally — see the health system page.
🛡️ How healthcare actually works in Costa Rica →

Insurance for the DNV: FAQ

Insurance for the DNV: FAQ

Is health insurance mandatory for the Costa Rica DNV?

Required (explicit). Reglamento art. 9: medical policy covering illness/medical expenses in Costa Rica for at least USD 50,000 (~EUR 46,000), valid for the full stay. SUGESE-registered or valid international insurer; each family member needs their own policy.

What minimum coverage is required?

The published minimum medical coverage is €46,000, required for: full visa period.

Can I use regular travel insurance?

Based on the published requirements, simple travel insurance is not clearly accepted for this program — an international health plan is the safer route. Verify with the official source below.

Sources