The short version
- Costa Rica has the lower entry bar: €2,760 per month versus €3,000 for Hungary.
- Tax treatment differs: Costa Rica — foreign income exempt; Hungary — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Costa Rica DNV | Hungary White Card |
|---|---|---|
| Minimum income / month | €2,760 (better) | €3,000 |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | 2 years | 2 years |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | Yes (better) | No |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Foreign income exempt (Ley 10008 incentivos fiscales) | Standard resident taxation |
| Health insurance | Required (explicit), min. €46,000 | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €92 (better) | ≈ €110 |
| Where to apply | Online, Embassy / consulate | Embassy / consulate, Online, In country |
| Processing time | 2–3 weeks | 3 weeks |
Green values mark the objectively better number in that row.
Full guide
Costa Rica DNV →
Requirements, application steps, insurance and sources.
Full guide
Hungary White Card →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nómadas Digitales — Dirección General de Migración y Extranjería (opens in a new tab) accessed 2026-06-15
- Official gazette Reglamento Ley 10008 — Decreto Ejecutivo N.º 43619 (texto completo, SCIJ/La Gaceta) (opens in a new tab) accessed 2026-06-15
- Official gazette Ley N.º 10008 — texto completo (estancia de un año prorrogable) (opens in a new tab) accessed 2026-06-15
- Government White Card — residency for digital nomads — OIF (National Directorate-General for Aliens Policing) (opens in a new tab) accessed 2026-06-15
- Government Procedural fees — OIF (residence permit issuance fee EUR 110) (opens in a new tab) accessed 2026-06-15