The short version
- Costa Rica has the lower entry bar: €2,760 per month versus €3,955 for Mexico.
- Only Mexico offers a direct path to permanent residence on this permit.
- Tax treatment differs: Costa Rica — foreign income exempt; Mexico — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Costa Rica DNV | Mexico RT |
|---|---|---|
| Minimum income / month | €2,760 (better) | €3,955 |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | 2 years | 4 years |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Limited |
| Tax treatment | Foreign income exempt (Ley 10008 incentivos fiscales) | Standard resident taxation |
| Health insurance | Required (explicit), min. €46,000 | Not required |
| Insurance duration required | Full visa period | — |
| Application fee | ≈ €92 | ≈ €48.50 (better) |
| Where to apply | Online, Embassy / consulate | Embassy / consulate, In country |
| Processing time | 2–3 weeks | 0.2–2 weeks |
Green values mark the objectively better number in that row.
Full guide
Costa Rica DNV →
Requirements, application steps, insurance and sources.
Full guide
Mexico RT →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nómadas Digitales — Dirección General de Migración y Extranjería (opens in a new tab) accessed 2026-06-15
- Official gazette Reglamento Ley 10008 — Decreto Ejecutivo N.º 43619 (texto completo, SCIJ/La Gaceta) (opens in a new tab) accessed 2026-06-15
- Official gazette Ley N.º 10008 — texto completo (estancia de un año prorrogable) (opens in a new tab) accessed 2026-06-15
- Official gazette DOF 25/07/2025 - Lineamientos Generales para la expedicion de visas (SEGOB/SRE) - Trámite 5: 680/11,460/220 UMA-days, 180-day visa, 10 business days, max 4 years (opens in a new tab) accessed 2026-06-10
- Official gazette DOF 25/07/2025 - Lineamientos (opens in a new tab) accessed 2026-06-10
- Official gazette DOF 15/05/2026 (edicion vespertina) - Acuerdo que reforma y adiciona los Lineamientos: new high-specialty route in Trámite 5, remote-work modality in Trámite 10, consulates barred from extra requirements; solvency thresholds unchanged (opens in a new tab) accessed 2026-06-10
- Government INEGI Comunicado de Prensa 1/26 - UMA 2026: MXN 117.31 daily, effective 1 Feb 2026 (opens in a new tab) accessed 2026-06-10
- Embassy Consulate of Mexico in Las Vegas - Temporary Residence Visa 2026 (USD 4,630 income/6mo, 78,025 balance/12mo, USD 56 fee, family USD 1,498, 1-10 business days; no insurance) (opens in a new tab) accessed 2026-06-10
- Embassy Consulate General of Mexico in San Diego - Temporary Resident Visa Economic Solvency 2026 (USD 4,510/75,950, remote-work employer letter, USD 56 fee, up to 10 business days; no insurance) (opens in a new tab) accessed 2026-06-10
- Embassy Embassy of Mexico in Spain - Residente temporal por solvencia economica (680/11,460 UMA-days, 180-day visa, 30-day canje, up to 4 years; no insurance mentioned) (opens in a new tab) accessed 2026-06-10
- Government INM - Tarifas de Derechos Migratorios 2026 (opens in a new tab) accessed 2026-06-10
- Government INM FAQ - Expedicion de documento migratorio por canje (1-year card from entry; same-day issuance possible; fee figures in FAQ are outdated and superseded by the 2026 table) (opens in a new tab) accessed 2026-06-10
- Government INM - Cambio de residente temporal a residente permanente (eligible after 4 years as temporary resident; also points system and pensioner routes) (opens in a new tab) accessed 2026-06-10
- Government Camara de Diputados - Codigo Fiscal de la Federacion (texto vigente, ultima reforma DOF 09-04-2026), Art. 9: tax residency via casa habitacion / centro de intereses vitales (>50% Mexican-source income or main professional centre) (opens in a new tab) accessed 2026-06-10
- Government ECB euro foreign exchange reference rates, 10 June 2026 (USD 1.1539, MXN 20.1688) (opens in a new tab) accessed 2026-06-10
- Law firm Clark Hill - Mexico increases government fees effective 1 Jan 2026 (opens in a new tab) accessed 2026-06-10