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Croatia vs Indonesia: the digital nomad visas compared

Verified data Last verified June 10, 2026

The short version

  • Croatia has the lower entry bar: €3,622.50 per month versus €4,320 for Indonesia.
  • Croatia grants a longer initial stay (18 months vs 12), and it is renewable.
  • Tax treatment differs: Croatia — foreign income exempt; Indonesia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Croatia DN and the Indonesia E33G.
Criteria Croatia DN Indonesia E33G
Minimum income / month €3,622.50 (better) €4,320
Income basis Mixed (salary, freelance or savings) Salary / employment contract
Initial duration 18 months (better) 1 year
Renewable Yes Yes
Maximum total stay 18 months No fixed limit
Path to permanent residence No Indirect (switch required)
Path to citizenship No Via permanent residence
Family inclusion Yes Yes
Working for local clients Not allowed Not allowed
Tax treatment Foreign income exempt (Digital nomad exemption, Income Tax Act Art. 9(1)(26)) Standard resident taxation
Health insurance Required (explicit) Not required
Insurance duration required Full visa period —
Application fee ≈ €46.45 (better) ≈ €337
Where to apply Online, Embassy / consulate, In country Online
Processing time — 1 weeks

Green values mark the objectively better number in that row.

Full guide

Croatia DN →

Requirements, application steps, insurance and sources.

Full guide

Indonesia E33G →

Requirements, application steps, insurance and sources.

Sources