English 
Français The short version
- Cyprus has the lower entry bar: €3,500 per month versus €4,500 for Estonia.
| Criteria | Cyprus DNV | Estonia DNV |
|---|---|---|
| Minimum income / month | €3,500 (better) | €4,500 |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | Yes (better) | No |
| Maximum total stay | 3 years | 18 months |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Limited |
| Tax treatment | Standard resident taxation (Possible non-dom regime) | Standard resident taxation |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €140 | ≈ €120 (better) |
| Where to apply | In country | Embassy / consulate, In country |
| Processing time | 5–7 weeks | 2–4 weeks |
Green values mark the objectively better number in that row.
Full guide
Cyprus DNV →
Requirements, application steps, insurance and sources.
Full guide
Estonia DNV →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Digital nomads and family members — Migration Department (Gov.cy) (opens in a new tab) accessed 2026-06-15
- Government Cyprus Digital Nomad Visa Scheme (official scheme PDF) (opens in a new tab) accessed 2026-06-15
- Government Long-term visa — Police and Border Guard Board (opens in a new tab) accessed 2026-06-15
- Government Application for a long-stay (D) visa — Ministry of Foreign Affairs (opens in a new tab) accessed 2026-06-15
- Government FAQs about Estonia's Digital Nomad Visa — e-Residency (Republic of Estonia) (opens in a new tab) accessed 2026-06-15