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- Minimum income
- €4,500/mo
- Proof required
- Initial duration
- 1 year
- Not renewable
- Health insurance
- Required (explicit)
- Full visa period
- Tax treatment
- Standard resident taxation
- Path to residence
- No
- Family can join
- Government fee
- ≈ €120
- Plus processing time
All requirements in detail
- Official name
- Estonian Digital Nomad Visa (teleworking visa, C/D)
- Visa type
- Digital nomad visa
- Status
- Active
- Income basis
- Mixed (salary, freelance or savings)
- Legal basis
- EUR 150/day benchmark; income evidenced over the preceding six months
- Proof of funds
- Required — ≈ €4,500
- Working for local clients
- Limited
- Path to citizenship
- No
- Where to apply
- Embassy / consulate, In country
- Processing time
- 2–4 weeks
- Tax residency trigger
- 183 days
Insurance requirement, verbatim intent: A valid medical insurance contract guaranteeing payment of treatment costs for the full visa period is mandatory. No fixed EUR minimum is published for the long-stay D-visa (the EUR 30,000 figure is the Schengen C-visa standard).
Tax notes: Staying more than 183 days within a consecutive 12-month period makes the holder an Estonian tax resident; otherwise tax is handled where social tax is paid (Estonian Tax and Customs Board).
Insurance requirement
Insurance that meets the Estonia DNV requirements
Required (explicit), for: full visa period. These plans match the published requirement:
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Schengen-30k-compliant nomad subscription that issues a certificate of coverage for the full D-visa period.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Schengen-30k-compliant long-stay policy (EUR 1M) covering the full visa period.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
Schengen-30k-compliant international full health plan with 100% hospitalisation and repatriation.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Beyond the visa
Estonia — the rest of the move
The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.
Sources
- Government Long-term visa — Police and Border Guard Board (opens in a new tab) accessed 2026-06-15
- Government Application for a long-stay (D) visa — Ministry of Foreign Affairs (opens in a new tab) accessed 2026-06-15
- Government FAQs about Estonia's Digital Nomad Visa — e-Residency (Republic of Estonia) (opens in a new tab) accessed 2026-06-15