English 
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- Only Czech Republic offers a direct path to permanent residence on this permit.
| Criteria | Czech Republic Zivno | Hungary White Card |
|---|---|---|
| Minimum income / month | No fixed threshold | €3,000 |
| Income basis | Savings accepted | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | 1 year | 2 years |
| Path to permanent residence | Yes (better) | No |
| Path to citizenship | Via permanent residence | No |
| Family inclusion | Yes (better) | No |
| Working for local clients | Allowed | Not allowed |
| Tax treatment | Standard resident taxation (Flat-rate (paušální daň) for OSVČ) | Standard resident taxation |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €200 | ≈ €110 (better) |
| Where to apply | Embassy / consulate | Embassy / consulate, Online, In country |
| Processing time | 13–17 weeks | 3 weeks |
Green values mark the objectively better number in that row.
Full guide
Czech Republic Zivno →
Requirements, application steps, insurance and sources.
Full guide
Hungary White Card →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Long-term Visa for Doing Business — Information Portal for Foreigners (Ministry of the Interior) (opens in a new tab) accessed 2026-06-15
- Government Proof of funds for a long-term visa — Ministry of the Interior (opens in a new tab) accessed 2026-06-15
- Government Entrepreneurship (long-term visa) — Ministry of Foreign Affairs (opens in a new tab) accessed 2026-06-15
- Government White Card — residency for digital nomads — OIF (National Directorate-General for Aliens Policing) (opens in a new tab) accessed 2026-06-15
- Government Procedural fees — OIF (residence permit issuance fee EUR 110) (opens in a new tab) accessed 2026-06-15