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- Minimum income
- No fixed floor
- Proof required
- Initial duration
- 1 year
- Renewable
- Health insurance
- Required (explicit)
- Full visa period
- Tax treatment
- Standard resident taxation
- Flat-rate (paušální daň) for OSVČ
- Path to residence
- Yes
- Family can join
- Government fee
- ≈ €200
- Plus processing time
All requirements in detail
- Official name
- Long-term Visa for the Purpose of Doing Business (Živnostenské oprávnění / 'Zivno')
- Visa type
- Freelance / self-employed visa
- Status
- Active
- Income basis
- Savings accepted
- Legal basis
- 50 × existential minimum = 156,500 CZK lump sum (proof of funds, not monthly income)
- Proof of funds
- Required — ≈ €6,260
- Working for local clients
- Allowed
- Path to citizenship
- Via permanent residence
- Where to apply
- Embassy / consulate
- Processing time
- 13–17 weeks
- Tax residency trigger
- 183 days
Insurance requirement, verbatim intent: Travel medical insurance for the first 90 days plus comprehensive cover for the rest, or comprehensive cover for the entire stay. A specific minimum coverage sum is not stated on MVCR/MZV pages.
Tax notes: Holders run a self-employed trade (OSVČ) under a Czech trade licence. OSVČ may opt into the optional flat-rate tax bundling income tax + contributions; otherwise standard 15%/23% applies. Tax residency at 183 days or a permanent home.
Insurance requirement
Insurance that meets the Czech Republic Zivno requirements
Required (explicit), for: full visa period. These plans match the published requirement:
Care Concept AG (Bonn, Germany) · Long-stay travel insurance
German long-stay expat product designed for Schengen long-stay visas, able to provide first-90-days travel-medical plus comprehensive cover.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Schengen-30k-compliant subscription, but the visa expects comprehensive cover beyond 90 days and Czech consulates often require a locally-recognized insurer.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Schengen-30k-compliant long-stay policy (EUR 1M), but Czech long-term-visa insurers are often required to be locally authorized.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Beyond the visa
Czech Republic — the rest of the move
The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.
Sources
- Government Long-term Visa for Doing Business — Information Portal for Foreigners (Ministry of the Interior) (opens in a new tab) accessed 2026-06-15
- Government Proof of funds for a long-term visa — Ministry of the Interior (opens in a new tab) accessed 2026-06-15
- Government Entrepreneurship (long-term visa) — Ministry of Foreign Affairs (opens in a new tab) accessed 2026-06-15