The short version
- Ecuador has the lower entry bar: €1,245 per month versus €1,850 for Kenya.
- Only Ecuador offers a direct path to permanent residence on this permit.
- Tax treatment differs: Ecuador — special tax regime; Kenya — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Ecuador Visa Nómada (Rentista) | Kenya Class N Permit |
|---|---|---|
| Minimum income / month | €1,245 (better) | €1,850 |
| Income basis | Salary / employment contract | Salary / employment contract |
| Initial duration | 2 years | 2 years |
| Renewable | Yes | Yes |
| Maximum total stay | No fixed limit | No fixed limit |
| Path to permanent residence | Yes (better) | Indirect (switch required) |
| Path to citizenship | Via permanent residence | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Special tax regime (Residencia fiscal temporal (temporary tax-residency regime for new residents)) | Standard resident taxation |
| Health insurance | Required (explicit) | Required in practice |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €276 | ≈ €185 (better) |
| Where to apply | Embassy / consulate, In country, Online | Online, In country |
| Processing time | 1–16 weeks | — |
Green values mark the objectively better number in that row.
Full guide
Ecuador Visa Nómada (Rentista) →
Requirements, application steps, insurance and sources.
Full guide
Kenya Class N Permit →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Concesion de visa de residencia temporal rentista para trabajo remoto (Visa Nomada) - Guia Oficial de Tramites y Servicios (opens in a new tab) accessed 2026-06-15
- Government gob.ec - Visa Nomada: income (3 SBU/mes o 36 SBU/ano), fees (USD 50 + USD 270), duration (hasta 2 anos), dependent surcharge (USD 250/mes), insurance requirement, discounts (opens in a new tab) accessed 2026-06-15
- Government Ministerio del Trabajo - Salario Basico Unificado 2026 fijado en USD 482 (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador fija el Salario Basico Unificado para 2026 en USD 482 (Acuerdo Ministerial MDT-2025-195) (opens in a new tab) accessed 2026-06-15
- Law firm Ecuador: Temporary Residence Visa for Digital Nomads Available - Fragomen (opens in a new tab) accessed 2026-06-15
- Law firm Residencia temporal rentista para trabajo remoto (Visa Nomada) - Sperber & Alvarez (opens in a new tab) accessed 2026-06-15
- International organisation Ecuador - Individual - Residence (183-day test, temporary tax-residency regime, Jan 2024, 5-year term) - PwC Worldwide Tax Summaries (opens in a new tab) accessed 2026-06-15
- Law firm Expat Tax Guide for Ecuador - worldwide income for tax residents, 0-37% rates (opens in a new tab) accessed 2026-06-15
- Media Ecuador Permanent Residency: Eligible After 21 Months - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media IESS Healthcare for Expats in Ecuador: Enrollment, Costs & Coverage - EcuaPass (opens in a new tab) accessed 2026-06-15
- Media How to get an Ecuador digital nomad visa: A complete 2026 guide (income USD 1,446, PR path) (opens in a new tab) accessed 2026-06-15
- Media USD to EUR exchange rate history 2026 (0.8612 on 2026-06-15) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Introduces the Class N–Digital Nomad Permit (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Operationalises New Permit Categories (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya accepting applications for the new Digital Nomad Permit (EY Tax Alert) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Permit in Kenya (Njaga & Co. Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Introduction of the Digital Nomad Permit in Kenya (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm The Kenya Citizenship and Immigration (Amendment) Regulations, 2024 — Legal Notice 155 / Gazette 179 (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Work Permit in Kenya (Afriwise) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Digital Nomad Visa: Eligibility & Application Process (Otieno Aballah Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya: Digital Nomad Visa Introduced, Further Details Forthcoming (Fragomen) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya — Individual Residence (PwC Worldwide Tax Summaries): 183-day / 122-day tests, worldwide income for residents (opens in a new tab) accessed 2026-06-15
- Government Kenya Foreign Nationals Services (eFNS) portal – Directorate of Immigration Services (opens in a new tab) accessed 2026-06-15
- Government Kenya to Officially Launch Social Health Authority on October 1, 2024 (Ministry of Health) (opens in a new tab) accessed 2026-06-15