Health insurance for the Kenya Class N Permit visa

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical cover including Kenya with USD 250k limit plus emergency evacuation, runs for the full stay via 28-day auto-extension, and a downloadable certificate of coverage satisfies the Class N Permit's implicit demand for comprehensive health insurance covering emergencies, hospitalization and repatriation.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler gives EUR 1,000,000 worldwide medical cover including Kenya for up to 12 months with repatriation, and the insurance certificate is issued immediately after first payment, matching the accepted 'travel' type and the practice guidance to cover emergencies and hospitalization for the full stay.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International is worldwide full international health insurance covering hospitalisation and medical evacuation/repatriation at 100%, with Kenya outside its age-restricted country list (max age 74), squarely meeting the 'international_health' accepted type and the repatriation requirement.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers unlimited inpatient cover worldwide (Region 1) including Kenya with repatriation, and its required minimum 3-month stay abroad fits a remote-work visa, satisfying the 'international_health' type with comprehensive emergency and hospitalization cover.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Concept Care Expatriate is a long-stay worldwide travel/expat plan including Kenya covering outpatient, inpatient and medical repatriation, marketed as authority-recognised with cover above EUR 30k, fitting the accepted 'travel' type for the full duration of the permit.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is worldwide full international medical insurance ($1M-unlimited) usable in Kenya with no upper age limit, but emergency evacuation/repatriation is an optional paid module, so it only meets the requirement's repatriation element if that module is added at purchase.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

World Nomads provides high-limit worldwide medical and evacuation cover that would cover Kenya, but it is sold based on country of residence (mainly EU/EEA/UK/US) and suspends cover at home, so eligibility depends on the applicant being resident in one of those markets before relocating to Kenya.

• ✓ Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
• ✓ EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
• ✓ Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits