English 
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- Hungary has the lower entry bar: €3,000 per month versus €4,500 for Estonia.
| Criteria | Estonia DNV | Hungary White Card |
|---|---|---|
| Minimum income / month | €4,500 | €3,000 (better) |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year | 1 year |
| Renewable | No | Yes (better) |
| Maximum total stay | 18 months | 2 years |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | Yes (better) | No |
| Working for local clients | Limited | Not allowed |
| Tax treatment | Standard resident taxation | Standard resident taxation |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €120 | ≈ €110 (better) |
| Where to apply | Embassy / consulate, In country | Embassy / consulate, Online, In country |
| Processing time | 2–4 weeks | 3 weeks |
Green values mark the objectively better number in that row.
Full guide
Estonia DNV →
Requirements, application steps, insurance and sources.
Full guide
Hungary White Card →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Long-term visa — Police and Border Guard Board (opens in a new tab) accessed 2026-06-15
- Government Application for a long-stay (D) visa — Ministry of Foreign Affairs (opens in a new tab) accessed 2026-06-15
- Government FAQs about Estonia's Digital Nomad Visa — e-Residency (Republic of Estonia) (opens in a new tab) accessed 2026-06-15
- Government White Card — residency for digital nomads — OIF (National Directorate-General for Aliens Policing) (opens in a new tab) accessed 2026-06-15
- Government Procedural fees — OIF (residence permit issuance fee EUR 110) (opens in a new tab) accessed 2026-06-15