The short version
- Germany grants a longer initial stay (36 months vs 6), and it is renewable.
- Only Germany offers a direct path to permanent residence on this permit.
- Tax treatment differs: Germany — standard resident taxation; Iceland — unclear — verify individually. Tax outcomes depend heavily on personal circumstances.
| Criteria | Germany Freelance | Iceland Remote Work Long-Term Visa |
|---|---|---|
| Minimum income / month | No fixed threshold | €6,935 |
| Income basis | Freelance income | Salary / employment contract |
| Initial duration | 3 years (better) | 6 months |
| Renewable | Yes (better) | No |
| Maximum total stay | No fixed limit | 6 months |
| Path to permanent residence | Yes (better) | No |
| Path to citizenship | Yes | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Allowed | Not allowed |
| Tax treatment | Standard resident taxation | Unclear — verify individually |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €100 | ≈ €85 (better) |
| Where to apply | Embassy / consulate, In country | In country |
| Processing time | — | 2–4 weeks |
Green values mark the objectively better number in that row.
Full guide
Germany Freelance →
Requirements, application steps, insurance and sources.
Full guide
Iceland Remote Work Long-Term Visa →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Visa for freelance business — Make it in Germany (Federal Government) (opens in a new tab) accessed 2026-06-15
- Government Visa for self-employed business — Make it in Germany (fees, health insurance) (opens in a new tab) accessed 2026-06-15
- Official gazette Residence Act (AufenthG) §21 — official English translation (opens in a new tab) accessed 2026-06-15
- Government Long-term visa for remote workers and their family members — Directorate of Immigration (Útlendingastofnun), archived utl.is page (opens in a new tab) accessed 2026-06-15
- Government Form L-802 — Application for a long-term visa for remote workers and their family members (official Directorate of Immigration form) (opens in a new tab) accessed 2026-06-15
- Government Sækja um langtímavegabréfsáritun vegna fjarvinnu — current official island.is application page for the remote-work long-term visa (utl.is now redirects here) (opens in a new tab) accessed 2026-06-15
- Government Long-term visa for remote workers in Iceland — Work in Iceland (official government portal): income ISK 1,000,000/1,300,000, 180/90-day tiers, no kennitala, fee ISK 12,200, processing 2-4 weeks (opens in a new tab) accessed 2026-06-15
- Government Icelandic Health Insurance — Work in Iceland (official portal): public cover requires 6 months legal residence + kennitala (opens in a new tab) accessed 2026-06-15
- Government Amendment to Remote Work Long-Term Visa Regulations — Government of Iceland (government.is), 1 Oct 2024 (opens in a new tab) accessed 2026-06-15
- Law firm Remote Work Program Introduced — Fragomen (immigration law firm): program introduced 5 Nov 2020, up to six months, foreign-employment requirement (opens in a new tab) accessed 2026-06-15
- Media Iceland Introduces Long-Term Visa for non-EU/EEA Teleworkers — SchengenVisaInfo (media): confirms 2020 launch and income/insurance requirements (opens in a new tab) accessed 2026-06-15
- Law firm Iceland Remote Work Visa 2025: Digital Nomad Update — NNRoad (global mobility/compliance provider): Oct-2024 amendment, up to six months (opens in a new tab) accessed 2026-06-15
- Media Iceland Digital Nomad Visa — Application and Requirements (VisaGuide.World): fee ISK 12,200, processing 2-4 weeks, ISK 2,000,000 insurance figure (unconfirmed against tier-1) (opens in a new tab) accessed 2026-06-15
- Media ISK to EUR converter — exchange-rates.org (rate 144.20 ISK/EUR, 0.006935 EUR/ISK on 15 Jun 2026, used for EUR normalisation) (opens in a new tab) accessed 2026-06-15