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Iceland · Remote Work Long-Term Visa · Insurance

Health insurance for the Iceland Remote Work Long-Term Visa visa

Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming

Most digital-nomad visas make health insurance a condition of approval — and the Iceland Remote Work Long-Term Visa is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.

The requirement

Insurance
Required (explicit)
Minimum coverage
Not specified
Required for
Full visa period

Health insurance is a mandatory supporting document. The applicant must submit detailed information on their insurance coverage while in Iceland/the Schengen area, including where and for how long it is valid; it must cover the entire intended stay. If the applicant lacks insurance from an Icelandic provider, foreign coverage valid in Iceland/the Schengen area is required. Public Icelandic Health Insurance is NOT available to visa holders (no kennitala, under 6 months legal residence), so private cover is effectively compulsory. The Directorate of Immigration and island.is guidance does not state a numeric minimum coverage amount; several secondary guides cite a minimum of ISK 2,000,000 (about EUR 13,870 at 144.2 ISK/EUR), but this could not be confirmed against any official source, so no minimum coverage figure is published here. Several secondary sources also state that travel insurance is not accepted and that only long-term residency health insurance qualifies; the official text only requires adequate coverage valid for the stay, so both international health insurance and travel insurance are listed as potentially acceptable pending official confirmation.

Plans that meet the requirement

Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Global travel-medical cover (USD 250k Essential / USD 1.5M Complete) that runs the full up-to-180-day stay, is Schengen-compliant (>30k) and provides a downloadable visa certificate explicitly referencing Schengen — directly satisfying Iceland's requirement for foreign cover valid in Iceland/Schengen for the entire stay, with no published numeric minimum to clear.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Worldwide long-stay travel health cover (EUR 1,000,000) valid in Iceland/Schengen for up to 12 months with an insurance certificate issued immediately after first payment, covering the full visa period and far exceeding the secondary ISK 2,000,000 figure that this visa does not officially mandate.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#3

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Full international health plan (MyHealth, USD 500k to unlimited) sold worldwide and flagged Schengen-compliant, covering hospitalisation and repatriation 100% in Iceland for the whole stay; full-health type also satisfies secondary sources that claim only residency-type health insurance (not travel) is accepted, subject to the max-age-74 limit.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#4

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay expat/travel plan (outpatient, inpatient and repatriation) marketed as authority-recognised with >EUR 30,000 cover and Schengen-compliant, buyable by a non-EU applicant moving to Iceland and valid for the full 6-month stay.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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#5

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Needs verification

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide full international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit that clearly clears any coverage threshold and matches the strict 'long-term residency health insurance' reading, but it is not specifically marketed as Schengen/visa-stamped (schengen_compliant_30k false), so its acceptance for this visa should be confirmed.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#6

Foyer Global Health (Essential / Special / Exclusive)

Needs verification

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide full international medical cover (unlimited inpatient) that meets the full-health reading of the requirement, but it is not specifically positioned as Schengen-compliant and excludes US permanent residents, so eligibility and Iceland/Schengen acceptance need confirmation for the specific applicant.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

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Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.

What to check before you buy

  • 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
  • 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
  • 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
  • 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
  • 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
  • 🤝It pairs with how care works locally — see the health system page.
🛡️ How healthcare actually works in Iceland →

Insurance for the Remote Work Long-Term Visa: FAQ

Insurance for the Remote Work Long-Term Visa: FAQ

Is health insurance mandatory for the Iceland Remote Work Long-Term Visa?

Required (explicit). Health insurance is a mandatory supporting document. The applicant must submit detailed information on their insurance coverage while in Iceland/the Schengen area, including where and for how long it is valid; it must cover the entire intended stay. If the applicant lacks insurance from an Icelandic provider, foreign coverage valid in Iceland/the Schengen area is required. Public Icelandic Health Insurance is NOT available to visa holders (no kennitala, under 6 months legal residence), so private cover is effectively compulsory. The Directorate of Immigration and island.is guidance does not state a numeric minimum coverage amount; several secondary guides cite a minimum of ISK 2,000,000 (about EUR 13,870 at 144.2 ISK/EUR), but this could not be confirmed against any official source, so no minimum coverage figure is published here. Several secondary sources also state that travel insurance is not accepted and that only long-term residency health insurance qualifies; the official text only requires adequate coverage valid for the stay, so both international health insurance and travel insurance are listed as potentially acceptable pending official confirmation.

Can I use regular travel insurance?

Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.

Sources