Hungary vs Malta Digital Nomad Visa: Which Is Right for You?

The short version

Hungary has the lower entry bar: €3,000 per month versus €3,500 for Malta.
Tax treatment differs: Hungary — standard resident taxation; Malta — special tax regime. Tax outcomes depend heavily on personal circumstances.

Side-by-side comparison of the Hungary White Card and the Malta NRP.
Criteria	Hungary White Card	Malta NRP
Minimum income / month	€3,000 (better)	€3,500
Income basis	Mixed (salary, freelance or savings)	Mixed (salary, freelance or savings)
Initial duration	1 year	1 year
Renewable	Yes	Yes
Maximum total stay	2 years	4 years
Path to permanent residence	No	No
Path to citizenship	No	No
Family inclusion	No	Yes (better)
Working for local clients	Not allowed	Not allowed
Tax treatment	Standard resident taxation	Special tax regime (Nomad Residence Permits (Income Tax) Rules (S.L. 123.210))
Health insurance	Required (explicit)	Required (explicit), min. €100,000
Insurance duration required	Full visa period	Full visa period
Application fee	≈ €110 (better)	≈ €300
Where to apply	Embassy / consulate, Online, In country	Online, Embassy / consulate
Processing time	3 weeks	6 weeks

Green values mark the objectively better number in that row.

Full guide

Hungary White Card →

Requirements, application steps, insurance and sources.

Full guide

Malta NRP →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.