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Malta · NRP

🇲🇹 Malta Digital nomad visa

Malta NRP requirements: income, duration, taxes, health insurance — from official sources.

Photo: Micaela Parente / Unsplash

Minimum income
€3,500/mo
Proof required
Initial duration
1 year
Renewable
Health insurance
Required (explicit)
Min. €100,000
Tax treatment
Special tax regime
Nomad Residence Permits (Income Tax) Rules (S.L. 123.210)
Path to residence
No
Family can join
Government fee
≈ €300
Plus processing time
Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming
3 official sources cited →
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All requirements in detail

Official name
Nomad Residence Permit
Visa type
Digital nomad visa
Status
Active
Income basis
Mixed (salary, freelance or savings)
Legal basis
EUR 42,000/year gross
Proof of funds
Required
Family surcharges
Single EUR 42,000/year main-applicant threshold; no explicit per-dependant income surcharge published.
Working for local clients
Not allowed
Path to citizenship
No
Where to apply
Online, Embassy / consulate
Processing time
6 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Health insurance covering the EU (incl. Malta) and the UK, minimum EUR 100,000 per applicant, fully pre-paid for one year. Travel insurance is not accepted.

Tax notes: No Maltese tax on authorised-work income for the first 12 months; thereafter a reduced flat rate of 10% under S.L. 123.210 (per the legal notice/MTCA guidelines). Holding the permit does not by itself grant tax residency.

Insurance requirement

Insurance that meets the Malta NRP requirements

Required (explicit) — minimum coverage €100,000, for: full visa period. These plans match the published requirement:

#1

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

International full health plan (the only accepted type) with EUR 500k+ limits covering the EU including Malta, exceeding the EUR 100,000 minimum, pre-payable for the year.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

View plans (opens in a new tab)
#2

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

International full health insurance with EUR 800k+ limits above EUR 100,000 covering Malta; annual prepayment and UK inclusion to be configured.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

View plans (opens in a new tab)
#3

Genki Traveler (successor to Genki Explorer, which was retired)

Needs verification

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

EUR 1M limit far above EUR 100,000, but the EU/Malta+UK geographic requirement and travel-insurance exclusion should be confirmed.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

View plans (opens in a new tab)
Full insurance guide for the NRP → How we earn (affiliate disclosure)

Beyond the visa

Malta — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

🩺 Health Insurance 🧾 Taxes Abroad 💶 Cost of Living 🛡️ Health System 🏡 Housing & Relocation 🏦 Banking & Money 📶 Connectivity & eSIM

Sources