The short version
- Namibia has the lower entry bar: €1,720 per month versus €3,500 for Malta.
- Malta grants a longer initial stay (12 months vs 6), and it is renewable.
- Tax treatment differs: Malta — special tax regime; Namibia — territorial taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Malta NRP | Namibia DNV |
|---|---|---|
| Minimum income / month | €3,500 | €1,720 (better) |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 1 year (better) | 6 months |
| Renewable | Yes (better) | No |
| Maximum total stay | 4 years | 6 months |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Special tax regime (Nomad Residence Permits (Income Tax) Rules (S.L. 123.210)) | Territorial taxation |
| Health insurance | Required (explicit), min. €100,000 | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €300 | ≈ €175 (better) |
| Where to apply | Online, Embassy / consulate | Online |
| Processing time | 6 weeks | 2–4 weeks |
Green values mark the objectively better number in that row.
Full guide
Malta NRP →
Requirements, application steps, insurance and sources.
Full guide
Namibia DNV →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Eligibility — Nomad Residence Permit (Residency Malta Agency) (opens in a new tab) accessed 2026-06-15
- Government Tax — Nomad Residence Permit (Residency Malta Agency) (opens in a new tab) accessed 2026-06-15
- Official gazette S.L. 123.210 Nomad Residence Permits (Income Tax) Rules (Laws of Malta) (opens in a new tab) accessed 2026-06-15
- Government Digital Nomad Visa - Namibia Investment Promotion and Development Board (NIPDB) (opens in a new tab) accessed 2026-06-15
- Government NIPDB Digital Nomad Visa - income thresholds (USD 2,000 / 1,000 / 500), 6-month non-renewable, NAD 3,300 fee, required documents (opens in a new tab) accessed 2026-06-15
- Government NIPDB Digital Nomad Visa - insurance requirement (valid international health and travel insurance for duration of stay) (opens in a new tab) accessed 2026-06-15
- Media Namibia Digital Nomad Visa - Citizen Remote (launch Oct 2022, email application, income via payslips/contracts not savings) (opens in a new tab) accessed 2026-06-15
- Law firm Namibia's Digital Nomad Visa and the Nomads' Namibian tax implications - Hugo van den Heever (tax practitioner; source-based tax, DTA list) (opens in a new tab) accessed 2026-06-15
- Media Namibia Digital Nomad Visa: Benefits, Requirements & Apply - Freaking Nomads (processing time ~2-4 weeks, non-renewable, 12-month reapply rule, email application) (opens in a new tab) accessed 2026-06-15
- International organisation Universal Health Coverage on the Horizon in Namibia - Abt Global (public ~80% coverage, private ~20%) (opens in a new tab) accessed 2026-06-15
- International organisation Cabinet approves universal health cover policy in Namibia - P4H Network (opens in a new tab) accessed 2026-06-15