The short version
- Netherlands grants a longer initial stay (24 months vs 12), and it is renewable.
| Criteria | Netherlands DAFT | Serbia Temp. residence (no DNV) |
|---|---|---|
| Minimum income / month | No fixed threshold | €500 |
| Income basis | Savings accepted | Mixed (salary, freelance or savings) |
| Initial duration | 2 years (better) | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | No fixed limit | 3 years |
| Path to permanent residence | Yes | Yes |
| Path to citizenship | Via permanent residence | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Allowed | Limited |
| Tax treatment | Standard resident taxation (Possible 30% ruling (if eligible)) | Standard resident taxation (Flat-rate entrepreneur (preduzetnik pausalac) regime commonly used by remote workers; otherwise standard personal income tax) |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €423 | ≈ €190 (better) |
| Where to apply | In country | Online, In country |
| Processing time | — | 2–9 weeks |
Green values mark the objectively better number in that row.
Full guide
Netherlands DAFT →
Requirements, application steps, insurance and sources.
Full guide
Serbia Temp. residence (no DNV) →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Residence permit self-employed person | IND (opens in a new tab) accessed 2026-06-15
- Government IND form 7524 — self-employed (DAFT code 453 / Dutch-Japanese treaty 510) (opens in a new tab) accessed 2026-06-15
- Government Fees — IND (self-employed incl. DAFT: EUR 423) (opens in a new tab) accessed 2026-06-15
- Government Temporary residence — Ministry of Interior of the Republic of Serbia (MUP) (opens in a new tab) accessed 2026-06-15
- Government Temporary Residence — Welcome to Serbia (official government portal) (opens in a new tab) accessed 2026-06-15
- Government Permanent Residence — Welcome to Serbia (official government portal) (opens in a new tab) accessed 2026-06-15
- Government Digital nomads in Serbia — Welcome to Serbia (promotional government page; no formal DNV rules) (opens in a new tab) accessed 2026-06-15
- International organisation Serbia — Individual Residence, PwC Worldwide Tax Summaries (183-day rule, centre of vital/business interests) (opens in a new tab) accessed 2026-06-15
- Law firm Serbia: Work/Residence Permit Changes (single permit, 3-year max, 3-year PR qualifying period) — Fragomen (opens in a new tab) accessed 2026-06-15
- Law firm Serbia Minimum Wage 2025: RSD 308/h net, ~RSD 53,592/month — NNRoad (opens in a new tab) accessed 2026-06-15
- International organisation Serbia: minimum wage increase for 2025 (net RSD 308/h benchmark) — EPSU (opens in a new tab) accessed 2026-06-15
- Law firm Residence Permit in Serbia (2026): requirements, costs (~RSD 22,000 fee), process — Immigrate to Serbia (opens in a new tab) accessed 2026-06-15
- Law firm Serbia for Digital Nomads: 2026 Guide (self-employment route, 90-day visa-free, processing time) — Relocation Serbia (opens in a new tab) accessed 2026-06-15