The short version
- Seychelles grants a longer initial stay (12 months vs 9).
| Criteria | Panama Remote Worker Visa | Seychelles Workcation Permit |
|---|---|---|
| Minimum income / month | €2,580 | No fixed threshold |
| Income basis | Mixed (salary, freelance or savings) | Mixed (salary, freelance or savings) |
| Initial duration | 9 months | 1 year (better) |
| Renewable | Yes (better) | No |
| Maximum total stay | 18 months | 1 year |
| Path to permanent residence | No | No |
| Path to citizenship | No | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Territorial taxation | Territorial taxation |
| Health insurance | Required (explicit) | Required (explicit) |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €215 | ≈ €45 (better) |
| Where to apply | In country | Online |
| Processing time | 6–9 weeks | 0.07–2 weeks |
Green values mark the objectively better number in that row.
Full guide
Panama Remote Worker Visa →
Requirements, application steps, insurance and sources.
Full guide
Seychelles Workcation Permit →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Requisitos para solicitar Visa de Corta Estancia como Trabajador Remoto (Servicio Nacional de Migracion, official requirements sheet citing Decreto Ejecutivo 198 de 2021) (opens in a new tab) accessed 2026-06-15
- Official gazette Gaceta Oficial Digital No. 29290-A, 20 de mayo de 2021 (publication of Decreto Ejecutivo 198) (opens in a new tab) accessed 2026-06-15
- Government Visa para Nomadas Digitales - PROPANAMA (official investment-promotion authority) (opens in a new tab) accessed 2026-06-15
- Law firm Panama: Short stay visa as a remote worker (opens in a new tab) accessed 2026-06-15
- Law firm Visa for Remote Workers (Digital Nomads): Executive Decree 198 of May 7, 2021 (opens in a new tab) accessed 2026-06-15
- Law firm Short Stay Visa as a Remote Worker (Digital Nomad) - Morgan & Morgan (opens in a new tab) accessed 2026-06-15
- Law firm Panama Digital Nomad Visa - Kraemer & Kraemer (opens in a new tab) accessed 2026-06-15
- Law firm Requirements and Process for the Remote Worker Visa in Panama (opens in a new tab) accessed 2026-06-15
- Media Panama Tax Rate Guide 2026: Income, Property and Local Taxes Explained (opens in a new tab) accessed 2026-06-15
- Law firm 2024 Immigration Reforms in Panama: Updated Entry Rules, Fines, and Deadlines (opens in a new tab) accessed 2026-06-15
- Media US Dollar (USD) to Euro (EUR) Exchange Rate History for 2026 (opens in a new tab) accessed 2026-06-15
- Government Seychelles Electronic Border System (e-Border) — Official Government Travel Authorisation Portal (workcation/VWP application system) (opens in a new tab) accessed 2026-06-15
- Media Seychelles Launches 'Workcation' Retreat Program (launch announcement quoting the Seychelles Tourism Board / Department of Tourism — duration max 1 year, insurance for full stay, foreign-income eligibility) (opens in a new tab) accessed 2026-06-15
- Government Tax System — Seychelles Revenue Commission (territorial tax regime; only Seychelles-source income taxable; foreign-source income non-taxable) (opens in a new tab) accessed 2026-06-15
- Government Living and Working in Seychelles — Immigration & Civil Status Department (lists GOP/Residence/PR/Dependant permits only; no workcation route — confirms it is handled via Tourism/e-Border) (opens in a new tab) accessed 2026-06-15
- Media Visitors' Workcation Permit (Seychelles) — Requirements & Guide (Openvisa); sole source citing ~$1,500/month, unattributed to government (opens in a new tab) accessed 2026-06-15
- Media Seychelles' Workcation Program Requirements and Application Form (Support Adventure) — EUR 45 / USD 46 fee, no stated minimum income, apply 60 days before / within 2 weeks of arrival, 'reviewed within 12 hours' (opens in a new tab) accessed 2026-06-15
- Media Seychelles digital nomad visa: How to get it? (Holafly) — 12-month duration, EUR 45 (USD 50) fee, mandatory health insurance, no stated minimum income, foreign-income tax exemption, 7-14 business-day processing (opens in a new tab) accessed 2026-06-15
- Media Seychelles Tax Guide — territorial system, 183-day tax-residency trigger, foreign-source income exempt subject to economic substance (opens in a new tab) accessed 2026-06-15
- Media Seychelles Personal Income Tax (TaxAtlas) — 183-day residency rule; progressive personal income tax bands (figures vary by source) (opens in a new tab) accessed 2026-06-15
- Media The Healthcare System in Seychelles — free universal public healthcare since 1978; specialist care referred abroad (opens in a new tab) accessed 2026-06-15