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Seychelles · Workcation Permit · Insurance

Health insurance for the Seychelles Workcation Permit visa

Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming

Most digital-nomad visas make health insurance a condition of approval — and the Seychelles Workcation Permit is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.

The requirement

Insurance
Required (explicit)
Minimum coverage
Not specified
Required for
Full visa period

Valid medical/travel health insurance covering the entire stay is required (confirmed in the original launch announcement quoting the Seychelles Tourism Board). Coverage must include medical treatment and hospital care while in Seychelles (the original 2021/COVID-era rules also required COVID-19 cover; pandemic-specific conditions have since been relaxed). No official minimum coverage amount is published. International health insurance or a comprehensive travel policy with hospitalisation and emergency cover is the practical standard. Foreign visitors are not covered by Seychelles' public health service and must pay for treatment, so adequate insurance is both an entry condition and a financial necessity.

Plans that meet the requirement

Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide nomad travel-medical subscription (Essential USD 250k / Complete USD 1.5M) that runs the full stay and covers hospital/inpatient treatment in Seychelles; matches the accepted 'travel' type and the visa publishes no minimum, so no coverage threshold issue.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is a worldwide long-stay travel health policy with a EUR 1,000,000 limit valid in every country for up to 12 months, covering hospital and medical treatment in Seychelles for the whole permit period; an insurance certificate for the visa application is issued after the first payment.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum paid-in-full) with no residency restriction, fully covering inpatient and hospital care in Seychelles; matches the accepted 'international_health' type and easily clears the (unspecified) minimum.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
#4

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International (worldwide, $500k to unlimited, hospitalisation and evacuation at 100%) is a global full-health plan that covers treatment in Seychelles for the entire stay; matches the accepted 'international_health' type, max enrollment age 74.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide cover with unlimited inpatient treatment and no annual cap, fully covering hospital care in Seychelles; qualifies as the accepted 'international_health' type with no minimum to worry about (only US permanent residents are not insurable).

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

World Nomads travel insurance carries high emergency-medical limits (EU Explorer EUR 10M) and covers treatment in Seychelles, but it is residency-limited (sold mainly to EU/EEA/UK/US residents) and excludes the country of residence, so eligibility for a given applicant must be confirmed before relying on it for this visa.

  • Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
  • EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
  • Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits

Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.

What to check before you buy

  • 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
  • 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
  • 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
  • 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
  • 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
  • 🤝It pairs with how care works locally — see the health system page.
🛡️ How healthcare actually works in Seychelles →

Insurance for the Workcation Permit: FAQ

Insurance for the Workcation Permit: FAQ

Is health insurance mandatory for the Seychelles Workcation Permit?

Required (explicit). Valid medical/travel health insurance covering the entire stay is required (confirmed in the original launch announcement quoting the Seychelles Tourism Board). Coverage must include medical treatment and hospital care while in Seychelles (the original 2021/COVID-era rules also required COVID-19 cover; pandemic-specific conditions have since been relaxed). No official minimum coverage amount is published. International health insurance or a comprehensive travel policy with hospitalisation and emergency cover is the practical standard. Foreign visitors are not covered by Seychelles' public health service and must pay for treatment, so adequate insurance is both an entry condition and a financial necessity.

Can I use regular travel insurance?

Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.

Sources