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Philippines · DNV

🇵🇭 Philippines Digital nomad visa

Philippines DNV requirements: income, duration, taxes, health insurance — from official sources.

Photo: David Milmont / Unsplash

Minimum income
No fixed floor
Proof required
Initial duration
1 year
Renewable
Health insurance
Required (explicit)
Full visa period
Tax treatment
Territorial taxation
Path to residence
No
No family inclusion
Government fee
—
Low confidence Last verified June 15, 2026 Reviewed by Henry van de Vorming
12 official sources cited →
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All requirements in detail

Official name
Digital Nomad Visa (DNV) — Executive Order No. 86, s. 2025
Visa type
Digital nomad visa
Status
Rules changing
Income basis
Savings accepted
Legal basis
Executive Order No. 86 requires only proof of sufficient income generated outside the Philippines; it sets no specific income threshold. The figure of roughly USD 24,000 per year (about USD 2,000 per month, around EUR 1,850 per month at about 1 USD = 0.92 EUR, June 2026) is widely repeated by visa-service websites but is an unconfirmed estimate benchmarked to neighbouring Asian programs, not an official figure from the DFA or Bureau of Immigration. Secondary sources are not even consistent with each other, with some citing around PHP 50,000 per month (roughly USD 900). No official income figure is published pending detailed implementing rules.
Proof of funds
Required
Family surcharges
No official family income surcharge published. EO 86 does not address dependants; secondary sources speculate spouses/children under 18 may be added, but no rule has been issued.
Working for local clients
Not allowed
Path to citizenship
No
Where to apply
Embassy / consulate, Online
Processing time
—
Tax residency trigger
180 days

Insurance requirement, verbatim intent: EO 86 Sec. 2 explicitly requires applicants to 'have health insurance valid for the period of the DNV' (verified in the EO text). No minimum coverage amount is set in the EO; secondary/consular-level guidance suggests the policy should cover medical emergencies including repatriation, but this is not fixed in the official issuance. PhilHealth (public) enrolment is not mandated for DNV holders; private international/travel health cover is the practical route.

Tax notes: Source-based system: under the National Internal Revenue Code, aliens (resident or non-resident) are taxed only on Philippine-source income; foreign-source income is outside the scope of Philippine income tax (PwC Tax Summaries). CAVEAT: an alien is taxed on compensation for services *rendered in the Philippines regardless of where payment is made* — so a DNV holder physically working from the Philippines could have their remote earnings deemed Philippine-source; the clean 'no Philippine tax' outcome is not guaranteed by the EO. Day-count trigger: staying >180 days in a calendar year classifies a non-resident alien as 'engaged in trade or business' (NRA-ETB, graduated rates on PH-source income) vs ≤180 days as 'not engaged' (NRA-NETB, 25% final tax on PH-source income); this 180-day rule is the relevant residency trigger, NOT a foreign-income trigger. EO 86 directs the BIR to coordinate on implementation but creates NO special tax regime and publishes no DNV-specific residency rule. Home-country tax obligations are separate. Sources: PwC Tax Summaries (Philippines) income-determination and residence pages, EY tax alert. Not tax advice.

Insurance requirement

Insurance that meets the Philippines DNV requirements

Required (explicit), for: full visa period. These plans match the published requirement:

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription (USD 250k + USD 100k evacuation) buyable from anywhere regardless of residence, runs the full DNV stay, and issues a downloadable certificate of coverage as visa proof — squarely matches EO 86's open-ended 'medical emergencies incl. repatriation' requirement with no published minimum.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

View plans (opens in a new tab)
#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel health (EUR 1,000,000/yr) sold globally including to people already abroad, with an insurance certificate issued immediately for visa/border use — fits the Philippines DNV's accepted travel/international_health type and emergency+repatriation expectation.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

View plans (opens in a new tab)
#3

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay expat/travel policy with inpatient, outpatient and medical repatriation, marketed as authority-recognised (cover >EUR 30k) — a buyable route for a relocation to the Philippines meeting EO 86's emergency-and-repatriation requirement.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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Full insurance guide for the DNV → How we earn (affiliate disclosure)

Beyond the visa

Philippines — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

🩺 Health Insurance 🧾 Taxes Abroad 💶 Cost of Living 🛡️ Health System 🏡 Housing & Relocation 🏦 Banking & Money 📶 Connectivity & eSIM

Sources