Health insurance for the Philippines DNV visa

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription (USD 250k + USD 100k evacuation) buyable from anywhere regardless of residence, runs the full DNV stay, and issues a downloadable certificate of coverage as visa proof — squarely matches EO 86's open-ended 'medical emergencies incl. repatriation' requirement with no published minimum.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel health (EUR 1,000,000/yr) sold globally including to people already abroad, with an insurance certificate issued immediately for visa/border use — fits the Philippines DNV's accepted travel/international_health type and emergency+repatriation expectation.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay expat/travel policy with inpatient, outpatient and medical repatriation, marketed as authority-recognised (cover >EUR 30k) — a buyable route for a relocation to the Philippines meeting EO 86's emergency-and-repatriation requirement.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is worldwide full international health (Silver $1M to Platinum unlimited) with no upper age limit and is buyable for an expat in the Philippines, but emergency evacuation/repatriation is an optional module — needs verification that the repatriation EO 86 calls for is actually included on the chosen plan.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide cover with unlimited inpatient and a 3-month-minimum-stay design that suits a DNV relocation, but it is full international health (not travel) with onboarding and Region selection — needs verification that the chosen region and repatriation benefit fit the Philippines stay.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

World Nomads carries high emergency-medical and evacuation/repatriation limits that would satisfy EO 86's open-ended requirement, but eligibility is tied to country of residence (mainly EU/EEA/UK/US) — qualifies only for applicants who are residents of those regions, so residency must be verified.

• ✓ Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
• ✓ EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
• ✓ Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits