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- Long-stay travel insurance
- Price from
- €63.90 /mo
- EUR 63.90/month for a 30-year-old in region "worldwide (limited in Canada & USA)" (7-day emergency-only cover there), EUR 50 deductible per case, start date 2026-06-11 — retrieved live from Genki's official pricing API. Full USA/Canada coverage costs EUR 123.60/month at age 30; at age 69 prices are EUR 168.30 (limited) / EUR 345.30 (full). First month charged at sign-up, then automatic monthly billing; the monthly price is fixed for the policy year unless the configuration changes. Genki Explorer's last published entry price was EUR 48.30/month (ages 0-29) before retirement.
- Maximum age
- 69
- Coverage maximum
- €1,000,000
- Home-country visits
- Covered
- Schengen €30k compliant
- Yes
Strengths
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
- Group insurance underwritten by Squarelife Insurance AG (Liechtenstein) under German contract law (VVG)
Limitations
- Standard region limits USA/Canada to emergencies in the first 7 days of each stay; full USA/Canada coverage roughly doubles the premium (EUR 123.60 vs 63.90 at age 30)
- Home-country visits covered for emergencies only, during the first 6 weeks of each stay (7 days if home country is USA/Canada), and only after at least 4 weeks abroad
- No coverage for pre-existing conditions, mental health, maternity, preventive care or routine dental (accident dental capped at EUR 1,000 per case)
- EUR 50 deductible per insurance case for outpatient treatment; itemized cost estimate required 5 days in advance for non-emergency costs of EUR 1,000 or more
Visas this plan qualifies for
- Albania Unique Permit (Digital Nomad) Genki Traveler is a worldwide long-stay travel health policy with a EUR 1,000,000 limit (vastly above the EUR 30k requirement), buyable by anyone moving to Albania, valid for up to 12 months covering the full stay, with an insurance certificate issued immediately for visa/border use.
- Antigua and Barbuda NDR Worldwide long-stay travel insurance with a EUR 1,000,000/yr limit fits the 'travel' accepted type and is buyable globally for someone relocating to Antigua, with no minimum coverage to fail.
- Barbados Welcome Stamp Genki Traveler offers EUR 1,000,000 worldwide cover for up to 12 months with an immediately issued certificate, but it is classed as long-stay travel insurance, exactly the category Barbados flags as potentially not accepted (residency health insurance required), so acceptance for the Welcome Stamp needs verification.
- Brazil VITEM XIV Long-stay travel-health policy (EUR 1M) valid in Brazil with an immediately issued certificate.
- Cape Verde Remote Working Program Genki Traveler is a worldwide long-stay travel policy with a EUR 1,000,000 annual limit including evacuation/repatriation, buyable globally and valid for the full stay, comfortably meeting Cape Verde's no-minimum travel-insurance requirement.
- Colombia V-Nomad Long-stay travel-health policy (EUR 1M) covering Colombia for renewable one-year periods.
- Costa Rica DNV Long-stay travel-health insurance with a EUR 1M limit, far above ~EUR 46k, renewable for the full duration.
- Croatia DN Long-stay travel medical insurance with a EUR 1,000,000 limit per one-year insurance period (renewable across periods) covers Croatia and matches the accepted 'travel' insurance type with no minimum amount to meet.
- Curacao @HOME Worldwide long-stay travel insurance (EUR 1,000,000 medical limit) sold globally with no residency restriction, covering the entire Curacao stay and matching the visa's accepted 'travel'/'international_health' types with no minimum to fall short of.
- Czech Republic Zivno Schengen-30k-compliant long-stay policy (EUR 1M), but Czech long-term-visa insurers are often required to be locally authorized.
- Dominican Republic Rentista (171-07) / Tourist-card extension Genki Traveler is a worldwide long-stay travel policy (EUR 1,000,000/yr) available to buyers globally and covering the DR, but as a travel-type product without routine/chronic care it may fall short of the 'comprehensive policy' the residence process expects, so DR acceptance should be verified.
- Ecuador Visa Nómada (Rentista) Genki Traveler is a worldwide long-stay travel policy (EUR 1,000,000/yr) that covers Ecuador for the visa period and is buyable globally regardless of nationality, satisfying the accepted 'travel' insurance type with no minimum threshold.
- Estonia DNV Schengen-30k-compliant long-stay policy (EUR 1M) covering the full visa period.
- Georgia Remote Long-stay travel-health insurance (EUR 1M) valid in Georgia for a renewable year.
- Greece DNV EUR 1,000,000 travel-medical cover per one-year insurance period matches the accepted 'travel' type and the 12-month duration, but exclusions of routine, preventive and pre-existing care leave the residence-stage 'full sickness insurance' standard unverified.
- Grenada Remote-Work Permit Genki Traveler is worldwide long-stay travel health insurance (EUR 1,000,000/yr) buyable globally and issues an insurance certificate immediately after first payment, satisfying Grenada's 'covered for the permit duration' rule with no minimum amount to fall short of.
- Iceland Remote Work Long-Term Visa Worldwide long-stay travel health cover (EUR 1,000,000) valid in Iceland/Schengen for up to 12 months with an insurance certificate issued immediately after first payment, covering the full visa period and far exceeding the secondary ISK 2,000,000 figure that this visa does not officially mandate.
- Indonesia E33G optional Genki Traveler provides EUR 1,000,000 overall cover per one-year insurance period, matching the 12-month initial stay in its standard (non-USA/Canada) region at low fixed pricing (EUR 63.90/month at age 30).
- Italy DNV EUR 1,000,000 overall limit per one-year insurance period is researched as Schengen-30k compliant and the one-year term matches the 12-month visa duration for a long-stay travel-medical policy.
- Japan DN EUR 1,000,000 overall travel-medical limit per one-year insurance period far exceeds the EUR 53,999 minimum and the accepted travel type for a 6-month stay, but the researched facts do not confirm a death benefit or repatriation-of-remains benefit, which the ISA explicitly requires.
- Kenya Class N Permit Genki Traveler gives EUR 1,000,000 worldwide medical cover including Kenya for up to 12 months with repatriation, and the insurance certificate is issued immediately after first payment, matching the accepted 'travel' type and the practice guidance to cover emergencies and hospitalization for the full stay.
- Malaysia DE Rantau Long-stay travel-health insurance (EUR 1M) with an immediately issued certificate.
- Malta NRP EUR 1M limit far above EUR 100,000, but the EU/Malta+UK geographic requirement and travel-insurance exclusion should be confirmed.
- Mauritius Premium Visa Genki Traveler is a worldwide long-stay travel insurance (EUR 1,000,000/year) that covers Mauritius for the full Premium Visa period and matches the visa's accepted 'travel' insurance type with no minimum to fall short of.
- Mexico RT optional EUR 1,000,000 cover per one-year insurance period (only USA/Canada carry the restricted-region rule, so Mexico is standard region) matches the 12-month initial stay at a low premium (EUR 63.90/month at age 30).
- Montenegro DNV Genki Traveler long-stay travel insurance with a EUR 1,000,000/yr limit, worldwide and with no residency restriction, comfortably exceeds the EUR 30,000 minimum and matches the accepted 'travel' type for the full Montenegro stay.
- Namibia DNV Genki Traveler is a worldwide long-stay travel-health policy (EUR 1,000,000/yr, valid in every country including Namibia for up to 12 months) buyable globally even while already abroad, with an insurance certificate issued immediately after first payment for the visa application, satisfying the accepted travel-insurance type with no minimum to meet.
- Norway Self-employed permit (+ Svalbard route) Genki Traveler gives EUR 1,000,000 worldwide cover that runs the full stay, is Schengen-compliant (>EUR 30k) and issues an insurance certificate immediately, comfortably covering the gap before Folketrygden enrolment or a sub-year Norway stay with no published minimum to meet.
- Panama Remote Worker Visa Genki Traveler provides EUR 1,000,000 worldwide medical cover that includes Panama and runs the full stay with an immediately issued certificate, but it is a travel_long_stay (travel-medical) product and Decree 198 states pure travel insurance is generally not accepted, so acceptance must be verified before relying on it for this visa.
- Philippines DNV Genki Traveler is worldwide long-stay travel health (EUR 1,000,000/yr) sold globally including to people already abroad, with an insurance certificate issued immediately for visa/border use — fits the Philippines DNV's accepted travel/international_health type and emergency+repatriation expectation.
- Portugal D8 Long-stay travel insurance with a EUR 1,000,000 overall limit per renewable one-year period and Schengen-30k compliance, fitting the accepted 'travel' type where no minimum coverage or validity duration is required for national D visas.
- Romania Digital Nomad Visa (DNV) Genki Traveler offers EUR 1,000,000 worldwide medical cover including repatriation for up to 12 months, well over Romania's EUR 30,000 minimum, with an insurance certificate issued immediately after first payment for the DNV submission.
- Serbia Temp. residence (no DNV) Long-stay travel health insurance with EUR 1,000,000 worldwide medical limit (Serbia included), buyable globally and while already abroad, with a certificate issued immediately for visa/border use — clearly meets Serbia's 'travel' accepted type with no published minimum to clear.
- Seychelles Workcation Permit Genki Traveler is a worldwide long-stay travel health policy with a EUR 1,000,000 limit valid in every country for up to 12 months, covering hospital and medical treatment in Seychelles for the whole permit period; an insurance certificate for the visa application is issued after the first payment.
- Slovenia Digital Nomad Permit Genki Traveler is globally buyable, runs the full stay on a renewable one-year basis, and its EUR 1,000,000 worldwide medical limit (schengen_compliant_30k: true in our data) vastly exceeds Slovenia's EUR 30,000 emergency-care threshold while covering treatment in Slovenia.
- South Korea F-1-D Workation Genki Traveler is worldwide long-stay travel insurance with a EUR 1,000,000 limit per one-year insurance period covering treatment and repatriation, comfortably above the EUR 70,000 minimum and matching the visa's accepted 'travel' type for the full 1-year South Korea stay.
- Sri Lanka DNV Genki Traveler gives EUR 1,000,000 worldwide cover valid in every country for up to 12 months, is buyable while already abroad with no residency restriction, and issues a visa/border insurance certificate — fitting the 12-month Sri Lanka DNV cleanly.
- Taiwan Gold Card Genki Traveler's worldwide EUR 1,000,000/yr long-stay travel cover with no residency limit matches the accepted travel type and bridges the period before NHI becomes mandatory.
- Thailand DTV optional Long-stay travel medical with EUR 1,000,000 worldwide limit and one-year insurance periods suits a 6-month voluntary-cover stay in Thailand at a low premium (EUR 63.90/month at age 30, standard region).
- Turkey DNV Genki Traveler is a worldwide long-stay policy (EUR 1,000,000/yr) that covers Türkiye and can run the full stay, but as a travel-type product it needs verification that Turkish immigration accepts it for the residence-permit 'full period' territorial-validity requirement.
- United Arab Emirates VWP Genki Traveler provides EUR 1,000,000 cover per one-year insurance period, directly matching the 'valid for the UAE for at least one year' duration requirement at a low premium (EUR 63.90/month at age 30).
Compare this plan
Links to Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein may be affiliate links — how we earn. Product facts come from the insurer’s official documents (sources below), not from reviews.
Sources
- Insurer (official) Genki Traveler - Travel Health Insurance (official product page) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki Traveler Insurance Product Information Document (IPID, 1 June 2025) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki Traveler Insurance Conditions (1 June 2025, 36 pp.) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki official public pricing API (queried for ages 30/69/70, start date 2026-06-11) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki Help Center: Pricing and signing up Genki Explorer (retirement notice — Explorer replaced by Traveler) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki Help Center: Home country with Genki Traveler (opens in a new tab) accessed 2026-06-10
- Insurer (official) Genki Help Center: Where to find your insurance certificate and contract documents (opens in a new tab) accessed 2026-06-10