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Uruguay · Vivienda y mudanza

Alquilar en Uruguay

Partially verified Última verificación June 15, 2026 Reviewed by Henry van de Vorming

Uruguay's rental market is small but functional and notably tenant-protective, centered on Montevideo (Pocitos, Punta Carretas, Cordón) with a strong seasonal furnished market in Punta del Este. The defining feature for an incoming nomad is the garantía (lease guarantee): most landlords require either a property-owning local co-signer, an institutional guarantee (ANDA, roughly 3% of rent per month), surety insurance from companies like Porto Seguro/MAPFRE/Sancor, or a deposit in reajustable mortgage bonds via the Banco Hipotecario del Uruguay (BHU). Standard unfurnished leases under the main regime (Decreto-Ley 14.219) carry a 2-year minimum plus a guaranteed 1-year extension for compliant tenants, which is long for someone testing the country, so most newcomers start in furnished short-term/Airbnb-style rentals month-to-month before committing. A 2020 reform (LUC, Ley 19.889) added a more flexible "no-guarantee" contract option with much shorter eviction timelines. Listings are dominated by InfoCasas, Gallito and Mercado Libre. Rents are commonly quoted alongside gastos comunes (building common-expense charges), which can add materially to the monthly cost.

Lo básico del alquiler

Contrato habitual
2 años
Fianza
—
Amueblado
Amueblado + sin amueblar
Mercado de media estancia
Mercado de media estancia fuerte
Registro de domicilio
No obligatorio

Comisión de agencia: Real estate agency commission is commonly around one month's rent plus 22% VAT, typically charged to the incoming tenant when renting through an inmobiliaria. Renting directly from an owner can avoid this.

Tus derechos como inquilino

Rental law is strongly tenant-protective under Decreto-Ley 14.219: residential leases have a 2-year minimum term plus a guaranteed 1-year renewal for tenants in good standing; annual rent increases are capped to the lesser of URA or IPC movements; the guarantee a landlord can demand is legally capped at up to 5 months' rent for residential; and execution of residential evictions (lanzamientos) is suspended each year between 1 April and 15 December. The 2020 LUC (Ley 19.889) no-guarantee regime trades some of these protections for faster, more flexible contracting (e.g. a 30-day eviction timeline on contract expiry and roughly a week for non-payment).

Conviene saber

  • Strong tenant protections: 2-year minimum term, annual increases capped to the lesser of URA or IPC, and a yearly winter freeze on eviction execution (1 Apr - 15 Dec)
  • Healthy furnished short-term market (Airbnb, serviced apartments) makes a soft landing easy before signing a long lease
  • Traditional-regime cash guarantees are placed in mortgage bonds at the Banco Hipotecario del Uruguay (BHU), a neutral third party, rather than held directly by the landlord
  • Mature, searchable listing portals (InfoCasas, Gallito, Mercado Libre) with furnished/unfurnished and neighborhood filters

A tener en cuenta

  • The garantía requirement is the main hurdle for foreigners with no local property-owning co-signer; expect to pay for institutional guarantees (ANDA ~3%/month) or surety insurance (roughly 50-90% of one month's rent per year)
  • The standard 2-year (+1) minimum lease is long for anyone unsure they will stay; the flexible LUC no-guarantee contract or a furnished short-term rental are the usual workarounds
  • Upfront costs stack up: first month, the chosen guarantee, and often a ~1-month agency commission plus 22% VAT
  • Advertised rent excludes gastos comunes (common expenses), which can add a large amount, especially in serviced buildings and in Punta del Este

Dónde buscar

InfoCasas (infocasas.com.uy)Gallito (gallito.com.uy)Mercado Libre Inmuebles (mercadolibre.com.uy)Airbnb (furnished / short-term)

Las plataformas se enumeran solo a título orientativo — no las respaldamos ni las clasificamos.

Alquilar en Uruguay: preguntas frecuentes

Alquilar en Uruguay: preguntas frecuentes

¿Cuánta fianza necesito para alquilar en Uruguay?

No hay una norma única publicada — las fianzas varían según el propietario. Cuenta con al menos un mes de renta retenido como garantía, más el primer mes por adelantado, más cualquier comisión de agencia (real estate agency commission is commonly around one month's rent plus 22% vat, typically charged to the incoming tenant when renting through an inmobiliaria. renting directly from an owner can avoid this.).

¿Tengo que registrar mi domicilio en Uruguay?

El registro de domicilio no es un requisito general para los residentes de corta estancia aquí, pero comprueba si tu visado concreto o un banco necesitan un justificante de domicilio.

¿Puedo encontrar alquileres amueblados o de corta estancia en Uruguay?

Amueblado + sin amueblar y el mercado de media estancia en el que se apoyan los nómadas es mercado de media estancia fuerte. Empieza tu búsqueda en InfoCasas (infocasas.com.uy), Gallito (gallito.com.uy), Mercado Libre Inmuebles (mercadolibre.com.uy).

Fuentes