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Uruguay · Logement & relocation

Se loger à Uruguay

Partially verified Dernière vérification June 15, 2026 Reviewed by Henry van de Vorming

Uruguay's rental market is small but functional and notably tenant-protective, centered on Montevideo (Pocitos, Punta Carretas, Cordón) with a strong seasonal furnished market in Punta del Este. The defining feature for an incoming nomad is the garantía (lease guarantee): most landlords require either a property-owning local co-signer, an institutional guarantee (ANDA, roughly 3% of rent per month), surety insurance from companies like Porto Seguro/MAPFRE/Sancor, or a deposit in reajustable mortgage bonds via the Banco Hipotecario del Uruguay (BHU). Standard unfurnished leases under the main regime (Decreto-Ley 14.219) carry a 2-year minimum plus a guaranteed 1-year extension for compliant tenants, which is long for someone testing the country, so most newcomers start in furnished short-term/Airbnb-style rentals month-to-month before committing. A 2020 reform (LUC, Ley 19.889) added a more flexible "no-guarantee" contract option with much shorter eviction timelines. Listings are dominated by InfoCasas, Gallito and Mercado Libre. Rents are commonly quoted alongside gastos comunes (building common-expense charges), which can add materially to the monthly cost.

Les bases de la location

Bail habituel
2 ans
Dépôt de garantie
—
Meublé
Meublé + non meublé
Marché moyenne durée
Marché moyen terme solide
Déclaration de domicile
Non exigée

Frais d'agence : Real estate agency commission is commonly around one month's rent plus 22% VAT, typically charged to the incoming tenant when renting through an inmobiliaria. Renting directly from an owner can avoid this.

Vos droits en tant que locataire

Rental law is strongly tenant-protective under Decreto-Ley 14.219: residential leases have a 2-year minimum term plus a guaranteed 1-year renewal for tenants in good standing; annual rent increases are capped to the lesser of URA or IPC movements; the guarantee a landlord can demand is legally capped at up to 5 months' rent for residential; and execution of residential evictions (lanzamientos) is suspended each year between 1 April and 15 December. The 2020 LUC (Ley 19.889) no-guarantee regime trades some of these protections for faster, more flexible contracting (e.g. a 30-day eviction timeline on contract expiry and roughly a week for non-payment).

Bon à savoir

  • Strong tenant protections: 2-year minimum term, annual increases capped to the lesser of URA or IPC, and a yearly winter freeze on eviction execution (1 Apr - 15 Dec)
  • Healthy furnished short-term market (Airbnb, serviced apartments) makes a soft landing easy before signing a long lease
  • Traditional-regime cash guarantees are placed in mortgage bonds at the Banco Hipotecario del Uruguay (BHU), a neutral third party, rather than held directly by the landlord
  • Mature, searchable listing portals (InfoCasas, Gallito, Mercado Libre) with furnished/unfurnished and neighborhood filters

À surveiller

  • The garantía requirement is the main hurdle for foreigners with no local property-owning co-signer; expect to pay for institutional guarantees (ANDA ~3%/month) or surety insurance (roughly 50-90% of one month's rent per year)
  • The standard 2-year (+1) minimum lease is long for anyone unsure they will stay; the flexible LUC no-guarantee contract or a furnished short-term rental are the usual workarounds
  • Upfront costs stack up: first month, the chosen guarantee, and often a ~1-month agency commission plus 22% VAT
  • Advertised rent excludes gastos comunes (common expenses), which can add a large amount, especially in serviced buildings and in Punta del Este

Où chercher

InfoCasas (infocasas.com.uy)Gallito (gallito.com.uy)Mercado Libre Inmuebles (mercadolibre.com.uy)Airbnb (furnished / short-term)

Les plateformes sont listées à titre d'orientation uniquement — nous ne les recommandons ni ne les classons.

Se loger à Uruguay : FAQ

Se loger à Uruguay : FAQ

Quel dépôt de garantie faut-il pour louer à Uruguay ?

Il n'existe pas de norme publiée unique — les dépôts varient selon le propriétaire. Comptez au moins un mois de loyer retenu en garantie, plus le premier mois d'avance, plus d'éventuels frais d'agence (real estate agency commission is commonly around one month's rent plus 22% vat, typically charged to the incoming tenant when renting through an inmobiliaria. renting directly from an owner can avoid this.).

Dois-je déclarer mon domicile à Uruguay ?

La déclaration de domicile n'est pas une exigence générale pour les résidents de court séjour ici, mais vérifiez si votre visa précis ou une banque exige un justificatif de domicile.

Puis-je trouver des locations meublées ou de courte durée à Uruguay ?

Meublé + non meublé et le marché moyenne durée sur lequel s'appuient les nomades est marché moyen terme solide. Commencez votre recherche sur InfoCasas (infocasas.com.uy), Gallito (gallito.com.uy), Mercado Libre Inmuebles (mercadolibre.com.uy).

Sources