True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group)
True Traveller Single Trip / Backpacker & Annual Multi-Trip (tiers: True Value, Traveller, Traveller Plus)
Last verified June 10, 2026 Check current price
- Type
- Long-stay travel insurance
- Price from
- —
- No public price list: premiums are one-off per trip and only shown after completing the online quote form, which was not used (no-form safety rule). Insurer states it offers no discount codes; extensions bought while already travelling are priced 10% below standard rates. Cheapest realistic setup for a ~30-year-old would be the True Value tier (aimed at under-40s), Europe region, standard EUR 150 medical excess. Third-party review sites cite roughly GBP 33/month for that profile, but these are not insurer-official figures and were excluded.
- Maximum age
- 75
- Coverage maximum
- €10,000,000
- Home-country visits
- Not covered
- Schengen 30k compliant
- No / unclear
Strengths
- Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
- Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
- 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs
- Unlimited trips home allowed without voiding the policy or changing its end date; trip can be resumed under the same policy
Limitations
- Only sold to residents or citizens of the UK, EEA countries and listed European states (Switzerland, Andorra, Monaco, Balkan states etc.); not available to people resident elsewhere
- Cover is fully suspended during home-country visits: no medical or other claims while in the country of residence
- Age caps: 75 for single-trip, 65 for multi-trip and for buying while already abroad; True Value tier restricted to under-40s; travellers 50+ limited to 366-day trips
- No public pricing and no Schengen-visa compliance letter advertised; premiums only via quote engine
Visas this plan qualifies for
- Croatia DN Single-trip policies run up to 548 days (18 months) with EUR 10M medical cover, exactly spanning the initial visa period in one policy, though it is only sold to UK/EEA/listed-European residents and travellers 50+ are capped at 366 days.
- Japan DN EUR 10,000,000 medical AND repatriation cover on all tiers with single-trip duration up to 548 days clearly exceeds the JPY 10M (~EUR 53,999) medical minimum and covers the death/repatriation element for the full 6-month stay, though the product is only sold to UK/EEA/European residents or citizens.
- Portugal D8 Travel policy with explicit EUR 10,000,000 medical AND repatriation cover for up to 548 days, satisfying the requirement verbatim, though it is only sold to UK/EEA/European residents, limiting which applicants can buy it.
Links to True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) may be affiliate links — how we earn. Product facts come from the insurer's official documents (sources below), not from reviews.
Sources
- Insurer (official) True Traveller Insurance for Backpackers and Adventure Travellers (homepage) accessed 2026-06-10
- Insurer (official) Backpacker Travel Insurance - True Traveller accessed 2026-06-10
- Insurer (official) True Traveller Insurance Policy Wording 2026 EE (valid from 1 March 2026, AXEE) accessed 2026-06-10
- Insurer (official) True Traveller Insurance Policy Wording 2026 UK accessed 2026-06-10
- Insurer (official) True Traveller FAQ - Financial Protection, Medical Emergencies & Discounts accessed 2026-06-10
- Insurer (official) True Traveller FAQ - Travel Insurance While Abroad & Activity Packs accessed 2026-06-10
- Insurer (official) IEC Travel Insurance for Canada - True Traveller accessed 2026-06-10