- Type
- Long-stay travel insurance
- Price from
- Quote-based
- No public price list: premiums are one-off per trip and only shown after completing the online quote form. Insurer states it offers no discount codes; extensions bought while already travelling are priced 10% below standard rates. Cheapest realistic setup for a ~30-year-old would be the True Value tier (aimed at under-40s), Europe region, standard EUR 150 medical excess. Third-party review sites cite roughly GBP 33/month for that profile, but these are not insurer-official figures and were excluded.
- Maximum age
- 75
- Coverage maximum
- €10,000,000
- Home-country visits
- Not covered
- Schengen €30k compliant
- No / unclear
Strengths
- Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
- Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
- 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs
- Unlimited trips home allowed without voiding the policy or changing its end date; trip can be resumed under the same policy
Limitations
- Only sold to residents or citizens of the UK, EEA countries and listed European states (Switzerland, Andorra, Monaco, Balkan states etc.); not available to people resident elsewhere
- Cover is fully suspended during home-country visits: no medical or other claims while in the country of residence
- Age caps: 75 for single-trip, 65 for multi-trip and for buying while already abroad; True Value tier restricted to under-40s; travellers 50+ limited to 366-day trips
- No public pricing and no Schengen-visa compliance letter advertised; premiums only via quote engine
Visas this plan qualifies for
- Croatia DN Single-trip policies run up to 548 days (18 months) with EUR 10M medical cover, exactly spanning the initial visa period in one policy, though it is only sold to UK/EEA/listed-European residents and travellers 50+ are capped at 366 days.
- Grenada Remote-Work Permit True Traveller's EUR 10,000,000 medical+repatriation cover for up to 548 days easily clears Grenada's requirement, but it is only sold to UK/EEA/European residents, so eligibility must be verified for the applicant's residency before relocating to Grenada.
- Japan DN EUR 10,000,000 medical AND repatriation cover on all tiers with single-trip duration up to 548 days clearly exceeds the JPY 10M (~EUR 53,999) medical minimum and covers the death/repatriation element for the full 6-month stay, though the product is only sold to UK/EEA/European residents or citizens.
- Mauritius Premium Visa True Traveller's EUR 10,000,000 medical & repatriation cover (up to 548 days) would comfortably satisfy the no-minimum Premium Visa requirement, but it is only sold to UK/EEA/European residents, so it qualifies only if the applicant holds an eligible residency.
- Portugal D8 Travel policy with explicit EUR 10,000,000 medical AND repatriation cover for up to 548 days, satisfying the requirement verbatim, though it is only sold to UK/EEA/European residents, limiting which applicants can buy it.
- South Korea F-1-D Workation True Traveller provides EUR 10,000,000 medical and repatriation cover for up to 548 days, far above the EUR 70,000 minimum and long enough for the full 1-year stay, but it is sold only to UK/EEA/European residents, so it qualifies for the F-1-D only if the applicant meets that residency restriction.
- Sri Lanka DNV True Traveller offers EUR 10,000,000 medical+repatriation for stays up to 548 days that would amply cover Sri Lanka, but it is only sold to UK/EEA/European residents, so it qualifies only for applicants meeting that residency rule.
Compare this plan
Links to True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) may be affiliate links — how we earn. Product facts come from the insurer’s official documents (sources below), not from reviews.
Sources
- Insurer (official) True Traveller Insurance for Backpackers and Adventure Travellers (homepage) (opens in a new tab) accessed 2026-06-10
- Insurer (official) Backpacker Travel Insurance - True Traveller (opens in a new tab) accessed 2026-06-10
- Insurer (official) True Traveller Insurance Policy Wording 2026 EE (valid from 1 March 2026, AXEE) (opens in a new tab) accessed 2026-06-10
- Insurer (official) True Traveller Insurance Policy Wording 2026 UK (opens in a new tab) accessed 2026-06-10
- Insurer (official) True Traveller FAQ - Financial Protection, Medical Emergencies & Discounts (opens in a new tab) accessed 2026-06-10
- Insurer (official) True Traveller FAQ - Travel Insurance While Abroad & Activity Packs (opens in a new tab) accessed 2026-06-10
- Insurer (official) IEC Travel Insurance for Canada - True Traveller (opens in a new tab) accessed 2026-06-10